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Can you stack an insurance policy when the driver of the motorcycle is at fault and the injured party med bills exceeds BI portion of policy can the policy be stacked for the underinsured portion?
Wiki User
∙ 13y ago
Yes, that is the primary function of underinsured motorists coverage.
Wiki User
∙ 13y ago
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How can you get inexpensive motorcycle insurance that only pays out if you damage someone else and not for your own bike?
You are looking for liability only coverage. You should also consider uninsured & underinsured motorist coverage which will supply medical payments if you are injured by an uninsured or underinsured driver.
Does motorcycle coverage handle all medical costs with a person has been severely injured?
IT DEPENDS ON HOW MUCH MOTORCYCLE INSURANCE YOU HAVE.
What is the uninsured motorist clause about in the US?
The clause in a policy of insurance on a motorcycle, provides that if the owner of the motorcycle is injured by a negligent driver of another vehicle who doesn't have liability or insurance, then the insurance company will pay its insured's damages.
Will your own insurance company pay you pain and suffering if you were at fault in the accident?
Your own underinsured / uninsured (UM) policy is designed to pay to you, the policy holder, if an uninsured or underinsured person is at fault and causes injury to you but that's only if the other driver was at fault and you were injured. If you injured yourself in the accident (you were at fault), then your insurance will NOT pay pain and suffering awards. If they did, there would be many, many, many people who would stage accidents to 'injure' themselves and then claim pain and suffering awards.
Who pays the medical bills in an accident on a motorcycle for the passenger?
== == If no other vehicles were involved in this accident, the insurance company of the motorcycle driver has to cover the medical bills of the passenger who was injured.
How many people injured from motorcycle accident?
In U.S. there are about 50000 people injured each year due to motorcycle accidents.
What is the definition of third party liability?
third party liability coverage is personal liability coverage that protects the customer from damages they incur due to the wrongful acts of others when the liable person is uninsured or underinsured. The coverage is designed to cover bodily injury, property damage and personal injury resulting from occurrences not involving an auto in which a liable third party is at fault, but is uninsured or underinsured. For example, this would cover a policyholder if a dog attacks his child and the dog owner is not insured or is underinsured, or if a policyholder is injured at a party on a deck that collapses and the homeowner is not insured or is underinsured.
What kind of health insurance covers you if you are injured on the job?
medical insurance
What justification for a law requiring motorcyclists to wear helmets most likely be based upon?
Helmets help prevent brain damage in case of an accident.Do you know what medical personnel call motorcycle riders without helmets?Organ donors.Added: The most quoted reason is the cost to society of rescuing, treating, caring for, and rehabilitating riders gravely injured in motorcycle accidents. Most of this cost falls upon "society" in general since most persons injured in this fashion do not have the insurance (or inadequate insurance) to cover their medical expenses.
What happens if a persin is injured in a vehicle and doesnt have insurance?
It's on your car insurance.
Will homeowner's insurance cover a vehicle accident for the passenger injured?
NO, that's what the vehicle insurance is for.
Pet liability insurance?
Progressive Auto Insurance will cover your pet if it is injured in an accident with you.
