No....a binder is a form of proof of insurance
Depends on who wrote you the ticket. If you had insurance at the time of the citation, the case will be dismissed but some municipalities will charge court costs of ~$140. Other municipalities will dismiss it for no fee. I had to pay $140 and am still steaming over it.
No it does not.
u will get a ticket if u get caught
If a ticket is thrown out in court your insurance will not go up. The ticket will not appear on your driving record wich is used to help set your rate. Insurance companys go by whats on your record and their is no record of an officer giveing you a ticket only the conviction.
Yes, absolutely.
You may get a ticket for no insurance. But you can still file a claim under the at fault drivers auto insurance.
You get a ticket and your insurance goes up. You can not drive without a license and if you cost the insurance company money they raise your premiums especially if you get a ticket
If you have applied for insurance and paid a premium, you are essentially insured if you have been given a binder. In life insurance if the applicant dies before the policy can be issued, you would file a claim as if it had. The claim would be processed and if the applicant is found to be insurable had he still been alive, the claim would proceed as if he already had a policy in force before he died.
Not really. There is something called a "binder", where you are covered with a phone call. But if you are in an accident, you really can't buy insurance three hours later and expect them to pay the damages.
You will still have to pay the tickets. I just went through this. Your licnese will get suspended and you will have to pay 375 to reinstate it and 250 for having no insurance. they will call your insurance agent and get the time you got your insurance.
If you have no proof of current insurance, yes you have to come to court and show proof. Usually the fine is waved and you pay court cost. Sometimes, something can be worked out so you can show your proof to the magistrate without having to appear but yoy still have to pay trhe court cost.
Not once the ticket has been issued. You have full notice of the violation and the penalty. The government can still collect the fine.