No - if you've defaulted on payments to the card company, they have the right to recover their money by any legal means. By the time they're telling you they're about to garnish your wages, they've usually sent numerous reminder letters - which you've obviously ignored.
After the creditor wins a lawsuit and has been awarded a judgment against the debtor and then files the judgment as a wage garnishment action.
Maybe. In general the laws of the debtor's resident state have to be followed. However, some states have laws which will allow such an action.
No
Credit card companies can bring you to court if you owe outstanding debts. They could end up garnishing your wages or even take your car if they win the case.
A credit card company can garnish you wages if they successfully sue for the owed funds in court. They cannot garnish wages before going through the court system.
I thought this was illegal. How is the credit card company that is garnishing his wages supposed to collect their money when our account is frozen?
After the creditor wins a lawsuit and has been awarded a judgment against the debtor and then files the judgment as a wage garnishment action.
Maybe. In general the laws of the debtor's resident state have to be followed. However, some states have laws which will allow such an action.
No
Credit card companies can bring you to court if you owe outstanding debts. They could end up garnishing your wages or even take your car if they win the case.
A credit card company can garnish you wages if they successfully sue for the owed funds in court. They cannot garnish wages before going through the court system.
No.
I believe that if a credit card company takes you to court and you or your representative (attorney) do not appear, a summary judgment can be issued against you and the court can order your wages garnished.
No, N.C. law does not allow wage garnishment when it pertains to credit card debt.
Yes.
No.
A person's wages can not be garnished unless a judgment is obtained in court against that person. People get sued all the time for credit card debt. Once the credit card company gets a judgment, then they can garnish wages.