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The card company can call you as many times as they see fit - once a day - in order to get you to honour your debt ! If you simply refuse to co-operate and come to an agreement, they can (and will) simply take you to court to recover the debt ! That will result in you paying much more - because you will have to pay legal fees for not only your own defence - but their legal fees too, if you lose the case !
When you applied for the card - you entered into a legally binding contract with the card company - to repay any debt accrued on the card. The company has the right to recover their money from
you - if that means calling you every day until you decide to co-operate with them - so be it !
Addendum:According to the federal Fair Debt Collections Practices Act and Graham-Leach-Bliley (the two Federal Laws that govern and regulate collections), a creditor or collector may contact you once per day unless you give them permission to follow up with a second or third telephone call. While there is no specific limit on the number of messages that may be left per day, the courts in the past have used the "one call per day" protocol, taking a dim view on agents who leave more than two messages twice to three times a week.Under FDCPA, agencies who violate the Act can be sued for $50,000 each in court costs and legal fees, and unlimited punitive damages. GLB allows similar against the actual agent(s) who call.
If a creditor or its agents are abusing their power, you are required to notify them of such. Ask to speak to the office or department manager. Detail to that person the violation. Note the names, titles, dates, and times you spoke to all. Finally, follow up with a letter explaining the violations, requesting that all future contact be conducted via mail only. Explain that any future violation will motivate you to secure legal councel, and to file suit against the company, every individual with whom you spoke, the CEO and president of the board of directors (these are available on line). Mail the letter to the CEO, registeed, restricted delivery, return receipt. Keep a copy of all notes, letters, and all recorded messages.
If they call again for any reason other than to communicate changes in the status of the account, follow through.
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Can a credit card company activate your credit card before they send it out without your permission?
No. Major reputable credit card companies won't even activate your card until you have the device in your hand.Reputable credit card companies will NOT activate your card prior to sending the card out regardless of your permission. Activation by trustworthy credit card companies ONLY is derived after the card is mailed AND you have provided both identity and physical proof that the card should be activated.AnswerA credit card company is not allowed to activate a credit card unless they have your permission,or there are some type of term or condition that allows them to do that .Try calling the company and ask why it was activated w/o your permission, and definetely make sure that they never do it again,and make sure no other credit card company can ever do that.
Size of calling card?
Size and shape of the calling card is like credit/debit card. These cards are used to make domesic and international calls.
What companies offer the best conference calling system?
There is a great company that offers conference calling, both in the US and Internationally. ConfererenceCalls.com has great rates, an easy to use system and allows you to keep a credit card on file so that your available calling balance never depletes.
What is the telephone number of losing credit card?
If one has lost their they should call their credit card company ( Mastercard, American Express, etc.) and cancel/block their card IMMIDIATELY
How do you contact Chase Credit card customer service?
You can contact Chase Credit Card Customer Service at 1-800-432-3117 if inside the US. If calling from outside the US, the contact number is 1-302-594-8200.
Where can one find information about GM credit card?
An individual can find information about a GM credit card by going online to their website and going to the information tab, or by calling the company and asking about it.
Can a credit card company activate your credit card before they send it out without your permission?
No. Major reputable credit card companies won't even activate your card until you have the device in your hand.Reputable credit card companies will NOT activate your card prior to sending the card out regardless of your permission. Activation by trustworthy credit card companies ONLY is derived after the card is mailed AND you have provided both identity and physical proof that the card should be activated.AnswerA credit card company is not allowed to activate a credit card unless they have your permission,or there are some type of term or condition that allows them to do that .Try calling the company and ask why it was activated w/o your permission, and definetely make sure that they never do it again,and make sure no other credit card company can ever do that.
How do they determine if you qualify for a discover credit card?
There is no set ways to find out if one qualify for a discover card. You just have to apply for a discover card by going to the website or calling the company.
Can a credit card company bill a consumer for unauthorized charges if the credit card was improperly issued by the credit card company and the card was not activated and was stolen from the home?
Notify them that the credit card was stolen to the credit card company and dispute all the charges on the credit card. You would also have to file a police report if the credit card was stolen. The credit card company must investigate the charges.
What is calling card?
A calling card is a small phone card like a credit card which is used for calling purposes. It can be used with a landline or a cell phone to pay for telephone services.
How do I redeem credit card points?
You can redeem your credit card points by either calling your specific credit card company and speaking with a representative, or you can visit your account online to find out how. When you sign up for the card, it's a good idea to ask about redeeming points so that you aren't confused later on.
Can a company charge your credit card without your permission?
No, a company can not charge a credit card without permission. This violation should be reported immediately to your credit card company.
What are some ways to reduce credit debt?
Credit Card Debt can be reduced by several means. You can try calling the company that owns the credit card and perhaps reduce your interest rate. If the debt is to high credit counceling through various agencies maybe needed.
Will you need to go through a credit check in order to get a corporate credit card from your company if the credit card is in your company's name?
That decision is up to the credit card company. If the corporation is relatively new or had no credit history, the credito card company might demand that you personally guarantee the debt and you will need to have a credit check. If you have been in business a long time, the credit card company MIGHT not require a personal credit check.
Who should you call if a credit card company listed you as deceased on your credit report?
You should call the credit card company.
How do you activate a credit card?
You can activate your credit card by following the instructions included with the card. It usually involves calling a phone number specific for your card.
Size of calling card?
Size and shape of the calling card is like credit/debit card. These cards are used to make domesic and international calls.
