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Maybe sounds like theft but they did bring it back, did they harm your vehicle or put you in a compromising position if not give them a break they really do have a rough way to go be nice do unto others as you would have done unto you would you like to go to jail when all your trying to do is put diapers on your baby or a roof over your children's head have a heart they're just doing a job and wouldn't have been out there if not for your neighbor's deficiencies. Yes, the neighbor can most definitely sue and even though the vehicle was returned there are numerous criminal violations involved in the faulty repossession. The best option would be for the party whose van was mistakenly taken to file for damages in small claims court, (unless the damages exceed the maximum amount allowed). Repo agents are bonded (or should be) to cover incidents such as this one. As far as being a "nice guy" and letting the matter drop that is a personal decision, but asserting your legal rights might be the better choice. The owner of the van should also make certain that their vehicle has not been damaged in any manner, it would be advisable to take pictures and to gather all evidence that is pertinent to the matter, such as witness accounts (if any) date, time, place, method, and so forth. Don't sue the repo who took or rather stole your car sue the lender who employed the them. Do not sue in small claims sue in regular court you can represent yourself or hire an attorney. I hope you do that repo agent should be in another line of work. You can, but you have to ask yourself if it will be worth it. You have to ask yourself too whether or not you had any culpability in the matter. If you the truly innocent victim, and you suffered damages, by all means sue the repo agent AND the repossession or forwarding company AND the lender. There are mechanisms in place to prevent this from happening. However, if you were in any way culpable in the error that was made, beware; any legal action you attempt could blow up in your face.

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โˆ™ 2009-09-09 15:53:36
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Q: Can you sue the repossession company if they took your vehicle instead of the one they were looking for?
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Related questions

What is willing repossession?

a voluntary repossession is where you turn over the vehicle instead of us having to come get it from you. www.aerecoveryandtowing.com


What is involved in a Repossession of a vehicle in Tennessee?

In Tennessee, a truck or car finance company can hire a repossession company to take your vehicle if you do not make payments and are in default. They are not able to break into a locked garage to take your vehicle and they cannot forcibly remove a person from behind the wheel of the car.


Can a finance company go on your property to retrieve a vehicle for repossession in NJ?

Yes


What is special about the Repo Truck company?

There is no company with the name "Repo Truck", but "repossession" of a vehicle simply means the financial lending company "takes back" the vehicle, because monthly payments on the vehicle have ceased.


When a vehicle has been repossessed and taken to the auction does Honda carry insurance on it?

Not only does Honda have insurance on the vehicle, so does the repossession company, the storage company, the transport company, and the aution agency.


Can a bank take your other assets after repossession of vehicle in Ga?

Our company that refinanced the vehicle is threatning to garnish wages and garnish our other vehicle (of which is paid for) and other assets.


What do you do if a repossession company damages your property while seizing the vehicle?

You need very good proof it was not damaged before the repossession. Nearly impossible to do as he can say it was damaged when he got it (and he will, believe me).


How long after a vehicle repossession does the bank or car company have to sell the vehicle and is there a maximum time limit in Tennessee?

30 days and 20 minutes dude


What are car repossession laws in Missouri regarding notification to auction a vehicle?

what are the legalities of voluntary vehicle repossession


How much is the storage fee a day for repo?

Fees vary from lot to lot and repossession company to repossession company. I have seen daily rates as low as $10.00 and as high as $150.00. Your best bet is to get the matter resolved as soon as possible and redeem your vehicle.


What happens to a vehicle if the financial company says they don't want it and they sue the owner for remaining balance after repossession and sale?

If the finance company has sold it, you have you answer. How can you be so stupid?


A sample letter of vehicle repossession for the state of Texas Where can you find one?

Sample letter of vehicle repossession for the state of texas


Can you be criminally charged for not turning in a vehicle for repossession to the loan company?

Possibly. If you hide the vehicle they could charge you with GTA. Grand Theft Auto. Remember, they own it and you don't.


Can you repo a car if you have title?

When you purchased the car, you may have received a lien title from the state. This is not a clear title of ownership. The lender in essence still owns the vehicle, at least part of it. It is held in security for the loan. If you are a repossession company or agent, you will be required to have an order of repossession. But, if you are a repossession company or agent, you should already know this.


What are the North Carolina vehicle repossession laws?

When a debtor is behind on payments, NC law allows the lender to take possession of, or "repossess" the vehicle. A repo company on behalf of the lender can take the vehicle at anytime, anywhere that the vehicle is found and accessible. If the vehicle is in a locked fence or garage then the repo company cannot force entry to get to the vehicle.


When a repossession notice has been issued for a motor vehicle can the registration be renewed and if the car is pulled over by the police will the police hold the car?

A "repossession notice" is a civil matter. A police oficer cannot hold the vehicle for repossession. Unless, there has been a court proceeding and the judge has ordered the vehicle held if stopped. A repossession notice also cannot stop the registration of a vehicle.


Which repossession laws apply when a car is purchased and registered in Nevada but the finance company is based in Arizona?

It isn't relevant as both states allow repossession of a vehicle under UCC laws (without a breach of peace).


Will Harley dealership repossess when in for service?

Dealerships are not typically recognized repossession agents, however, if you bring in a vehicle for service, and a valid repossession order exists for that vehicle, the delareship may secure the vehicle for the lender so that repossession may take place.


You just paid what they said you were behind on and they Repo it anyway with no notice?

Notice is not necessary in all state prior to repossession. In fact it is not necessary in most states. If you have paid current on the loan, and the repossession occurred anyway, this is likely a communication lag between the lender and the repossession company. It happens often. Contact your lender and explain what happened. Be patient and polite--they are not required to return the vehicle. They likely will because they want your money not the car. Ask the lender how you can get your vehicle back. Ask them who has your vehicle, and call that company to explain the vehicle was "wrongfully repossessed" and why. Again, be patient and polite--these people have your car.


What type of notice needs to be given before repossession of a vehicle?

Actually a company can reposses your vehicle without notice. When the terms of a finance contract is broken the company has all rightd at that time. They are under no obligation to notify you.


What is the average price a bank pays a recovery company for the repossession of a vehicle in the state of Mississippi?

The average price a bank pays to repossess a vehicle is anywhere from 200.00 to 400.00. The actual price will vary depending on the company and location of the car.


What is the statute of limitations in Georgia for repossession of a vehicle?

I don't think there is a statute of limitation on repossession of a vehicle anywhere as long as there is an overdue payment outstanding.


Is the repossession of a vehicle by a finance company illegal?

No, it's 100% legal. That finance company is the lienholder. What that means is that, until you've paid that vehicle off and have acquired the title, the lienholder is the rightful owner of that vehicle, and has every right to reclaim their property when the conditions of the contract are not met by the lessee.


How can a person take a car away from someone who doesn't have auto insurance?

I assume you mean a repossession of a vehicle if you let your insurance cancel. When you purchase a vehicle and finance the cost of the vehicle you sign a legally binding contract. One of the terms in the contract is always that you must carry physical damage auto insurance payable to the finance company if the vehicle is a total loss or damaged. If you fail to keep this insurance you have broken the contract and the vehicle is subject to repossession and you may be sued for additional damages if the value of the vehicle is less than the amount owed to the finance company.


If your car is repossessed are you entitled to the right to bring your past due current?

Most lienholders will allow you to bring your account current and get your vehicle back - but only after you pay the fee for the repossession and you may also have to pay the repossession company for storage.