Depends on the laws of the state you reside in, but if it is your own personal account, chances are that's forgery. Something to keep in mind is that if your spouses name is on the account in any way, then there is nothing you can do except discuss this problem with your spouse.
It depends: a. No - If the spouse writes a check out of a single account held by the person writing the check b. Yes - If the spouse writes a check out of a single account that is held by their spouse and the person writing the check is not a joint owner of the account. To be simple: Writing a check from an account that is not held by the person writing the check is a crime.
No. it is not mandatory to have a joint account with your spouse. If you feel, you no longer wish to have your spouse in your joint account, you can let them know and then contact the bank to remove their name from the accounts joint holders list.
This depends on your bank's policies, however, generally a check must be titled like the account is titled to be deposited into that account or the payee and the account holder must both present the check for deposit to verify they each agree to the deposit.
Spouse certainly not. Others possibly.
The husband or wife can request, in writing to be removed from the account. That only means that person won't be able to use it. Assuming you are referring to a joint account, both will still be equally liable for the debt incurred prior to the change. One spouse cannot, however, have the other taken off the account of their own accord. And of course if one is deceased (obviously). A death certificate is needed to remove the person's name or close the account.
It depends: a. No - If the spouse writes a check out of a single account held by the person writing the check b. Yes - If the spouse writes a check out of a single account that is held by their spouse and the person writing the check is not a joint owner of the account. To be simple: Writing a check from an account that is not held by the person writing the check is a crime.
NO THEY CAN NOT THEIR NAME HAS TO BE ON IT
yes
It is not your responsibility to attempt to control the criminal behavior of her ex spouse, as you have no control over the actions of any other adult. The account has been closed and therefore, you cannot be held accountable for any civil damages or criminal penalties that might arise.
No. it is not mandatory to have a joint account with your spouse. If you feel, you no longer wish to have your spouse in your joint account, you can let them know and then contact the bank to remove their name from the accounts joint holders list.
She needs to get a checking account in her own name, which means that you both will need to put money into the joint account until it is at least a zero. If you stiff the bank, then it will not be possible for either of you to get a checking account anywhere until you pay the amount owed. As they say, "you don't want to go there."
If the spouses name isn't on the account, it's illegal. If the spouse signed your name, it's forgery.
The estate of the spouse is responsible. IF both are on the same checking account then the FULL amount of that checking account can be considered the spouses estate too. Even if the account is closed just prior or just after death, then the amount in the account months prior is still considered a portion of the estate.
If you have his permission yes.
When a spouse dies, the ownership of the savings and checking accounts depends on how they were set up. If the account was joint with right of survivorship, the surviving spouse will usually be entitled to the money. However, if the account was in the name of the deceased spouse alone, it will typically be included in their estate and distributed according to their will or state laws of intestacy. It's best to consult with an attorney to understand the specific laws in your jurisdiction.
In Texas, a collection agency can potentially levy a joint checking account, even if the debt was solely your spouse's prior to your marriage. Joint accounts are considered the assets of both account holders and are subject to collection efforts. It is advisable to consult with an attorney for specific legal advice regarding your situation.
If a spouse wants clues to check them out financially checking credit cards to see if the cheating spouse is staying in motels or hotels; check phone records; bank statements or how much money the cheating spouse is taking out of the bank from a joint account.