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No. Persons wishing to hold a CC must submit an application and be accepted by the issuer. Some CC issuers will allow a joint account holder to be added to an existing account or an authorized user. Be aware that such action can create numerous problems for the account holder. Authorized users are NOT held responsible for repayment by the creditor only the named account holder bears that responsiblility. That being the case a AU can charge items without fear of reprisal except from the account holder which often is decided in a civil suit in the court with jurisdiction. (Cases seen on Judge Judy and other such court TV are often that type of small claims suit.)

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Q: Can you transfer a credit card to someone that has none?
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Related questions

How much credit card debt should I transfer to my spouse to improve both of our credit scores?

none. how does putting your spouse in your debt help their score?


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To build a credit history from having none is a difficult prospect but any website that offers you a pay in 90 days or similar offer establishes a credit history. Alternatively the bank you have your savings account at might offer you a lower maximum borrow limit credit card which you can then use to establish a credit history.


Does a company credit when the company is the accounts payable and the card was issued by the company for business expenses affect your personal credit score?

If none of your legal information is attached to the card (SSN for example) then the answer is No it will not affect your presonal credit score.


Is there an annual fee for using the discovery credit card?

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