None.
yes
No, your credit rating is separate from your spouse. If he or she cosigns it will only effect his or her credit rating.
Yes. If the original borrower defaults, and the cosigner is unable to take over the debt.
That is a variable, it could put you in a maxed out situation where you couldn't get a loan for yourself. You only have so much credit to use. Good Luck
Yes, it will report equally.
If one has a bad credit history, it is still possible to get a mortgage. If one cosigns for a loan with someone else, they have a better chance. One should also attempt to improve their credit. Wells Fargo, Quicken Loans, and many other places offer mortgages.
It will be reported to the credit bureaus under both names, but will have a greater effect on the primary borrower's report. If payments are made on time, it will never indicate which party actually made the payment.
From what I understand any credit activities on a minor's name is illegal. You must be 18 to establish credit.
If you are applying (non-married) it means your approximate yearly income. If married add your spouses income to that total (if getting a card for spouse as well that is)
They will look at both but the good news is you will get a better rate if her credit is good than you would have if you'd signed on your own.
No, Wisconsin will not garnish a spouses wages to satisfy a credit card debt. Credit cards do not generally seek garnishments unless the amount is very large.
Using a dead person's credit card is a criminal offense.