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Can your bank take money out of your account if you file bankruptcy on a credit card threw that bank I have heard of banks doing this without your permission when they find out you are filing cpt7?
Wiki User
∙ 15y ago
After you file - NO. Once the automatic stay goes in effect, they cannot do anything to collect the debt without court approval.
Most bank credit card agreements include a term allowing them to offset any amount you owe by using deposits in any other account (sometimes an identified account) in theirs or affiliated company.
Wiki User
∙ 15y ago
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Can someone open a credit card account using your social security without your permission?
They could but it is illegal without your permission.
If you are an additional card holder on a parent's credit card account and you file bankruptcy will the bankruptcy appear on their credit?
The bankruptcy will appear on their credit if you include this card in your bankruptcy. If you leave the card off the bankruptcy, it will not effect their credit.
What can you do if a credit card was not listed in your bankruptcy but was on your credit report and credit card co did a review for credit line increase and saw the bankruptcy and notated the account?
That depends on HOW they notated the account. If they marked it as 'included in bankruptcy', even if you did not list them on your creditor matrix, you probably will not succeed in disputing it, but you can try.
If you have already filed for bankruptcy will your credit go up if your parents add you to their credit card account?
A consumers' credit scores are calculated based on ALL the information showing in their credit report. It would be impossible to guess the impact of one account on the whole without extensive information.
What does federal bankruptcy do?
you still have to pay back all debts, just on a stuctured settlement determined by the courts. after declaring bankruptcy, you will not be allowed to have any credit extended to you without permission of the court. if you include your house or any vehicles, you cannot sell them without permission. what it amounts to is the bankruptcy court is in charge of your finances other than monthly utilities. it all depends on which chapter you file-consult an attorney
Can a company charge your credit card without your permission?
No, a company can not charge a credit card without permission. This violation should be reported immediately to your credit card company.
If an account was included in bankruptcy can the creditor still show it as a charge off?
I think that your credit report would be updated to show that the account was "included in a Ch 7 bankruptcy." You should be able to get a free credit report from www.annualcreditreport.com if you want to check your credit report to be sure the account's status is listed correctly.
If an account is closed by a credit grantor why would the card holder continue to make payments after bankruptcy findings are closed?
The card holder is under no legal obligation for the card holder to continue making payments after filing for bankruptcy, unless the case is dismissed without a discharge. There are some who believe that they can improve their credit rating by pay off debts that were discharged in a bankruptcy, but I believe there are better methods to reestablish credit after bankruptcy.
Is it against the law to run someone's credit without their permission?
Yes it is against the law, because by running someone's credit without permission is committing Fraud.
Can a bank close your account after bankruptcy if you never bounced checks and have no line of credit with them?
No, the banks can not close your saving and checkings account. If you have credit card debts then yes they can close your credit cards.
Can you get an account on your credit report to say closed after bankruptcy?
shut the fu ck up.
You can not find the account number of a creditor how do you list them for in your bankruptcy?
You should not file bankruptcy without first getting a copy of all three credit reporting bureaus' credit reports (one free each year: www.annualcreditreports.com). You will have at least part of if not the whole account number for each account. If it is partial, there will be a phone number to call where you can get the full information. You also get the correct up to date address for the creditors.
