0
Can your current employer demand proof of new insurance before canceling current insurance policy during the company's open enrollment period?
Wiki User
∙ 17y agoWant this question answered?
Be notified when an answer is posted
Add your answer:
Earn +20 pts
Who is responsible for canceling health insurance you or employer?
Assuming you are talking about your employer's health plan post termination, the employer has that responsibility.
What is membership in Health care insurance?
Most group (insurance you get thru your employer) health companys/policy refer to their insureds as 'members'.
Can an employer deny group health insurance because of heart disease?
No, true Group insurance cannot deny enrollment for health reasons.
Should you enroll in Medicare Part B when you are still working and covered by employer health insurance?
Yes, because there will probably be a penalty for late enrollment, and your employer's health insurance will probably require you to enroll in Medicare.
Where can you get long-term care insurance?
There are very few companys issuing policies for long term care anymore. Most companies are only issuing Group policies to companys who offer it to their employees. If you are employed, I would first check with your employer.
Can an employer drop health insurance for its employees if it is voluntary?
"Voluntary" insurance programs, such as those offered by AFLAC and certain other companies, are actually individual insurance policies that are marketed at the workplace-frequently during a period of "open enrollment". The premiums are paid by the employee, although the employer sometimes deducts premiums from pay upon the authorization of the employee. Therefore, the employer is not truly a party to the insurance transaction. All other things being equal, the employer cannot "drop" the coverage.
Can a spouse be dropped from employer's insurance if spouse is insured?
Yes you can select whatever coverage you want through your employer. However, your enrollment is through your employer and they usually only allow you to make changes to your coverage during open enrollement (the beginning of the year most commonly).
Can a husband cancel his wife's health insurance if not legally separated?
If not legally separated, you will probably have to wait until open enrollment through your employer to cancel her insurance. If you do get legally separated, you can cancel insurance as you have had "change in status." Usually insurance companies will process changes outside of open enrollment when you have a change in family status. An example of this would be getting married, having a baby, or getting divorced/legally separated.
What is mandated employer insurance?
an insurance mandated for an employer
Can companys decrease your life insurance?
If you only have life insurance through a group plan with your company, the answer is Yes. Coverage through your employer is not portable in most cases and is usually out of your control. They generally follow a formula such as: 2 x Salary plus $10,000, as an example. They can drop this coverage at any time. It is always important to have you own life insurance outside of your employer.
Can an employer refuse insurance coverage to an uninsured spouse?
Maybe. What does their agreement with the Insurance Company say? Employment manual? Are other dependents covered for other employees? Open Enrollment? Qualifying Event? For more info see www.SteveShorr.com
Why does health insurance have open enrollment periods?
In the United States, people purchase health insurance through their employer. Rather than collect 100 checks from 100 individuals, the health insurance companies collect one check from the employer. That makes book keeping a whole lot simpler. Sometimes husbands and wives have health insurance from different companies. One can lose his or her job. The one without a job purchases insurance from COBRA. Once a year the insurance company will have an open enrollment period when people in the company can add or subtract a husband, wife, or child. By having the period once a year, no one can add someone on during the year just before that person needs an operation. The open enrollment lets a person add a dependent but cuts down on abuse.
