This really ain't an answer but mine was done that was also since I was the one that signed his medical papers at the hospital
No, if the wife is not an authorized user on the credit card then it does not affect the wife's credit report. So the late payment will only be on the husband credit report.
No, only the owner and authorized users of the credit card will be reported on the credit card company to the credit agencies. If your husband is an authorized user on the credit card then it will show up on his credit report.
no, it doesnt
Like other late payments reported to a credit reporting agency, an unpaid medical bill may stay on a credit report for up to seven years.
Yes. Some institutions/businesses do not report to credit bureaus. The debt not being placed on a credit report does not mean it is not completely valid and collectible.
No. Overdue medical bills, like other debts incurred, can appear on a person's credit report, especially if they go into collections.
yes they do, they impact your score greatly
There are services that can help get things off of your credit report. One that I know of that offers a free credit review is Total Credit Care. The website is www.mytotalcreditcare.com. Best of Luck to you!
Medical Payment Data is not a company and doesn't have a phone number. Medical Payment Data is a term that is used on credit reports when a third party i.e not the consumer pulled the credit report. Due to HIPPA laws, medical debts can’t be disclosed on a credit report to a third party. In order to find out who to pay, you need to pull a credit report on yourself from all three major credit bureaus to find out who you owe the money.
no
Yes, this is only reported on your credit report if it is a collection account.
Yes.