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Your father must sue you in court and win in order to obtain a judgment lien against you. Although the Western Union transfer receipt is good in proving the funds were given to you, he must still prove to the court's satisfaction that the funds were a loan. If there were any witnesses to an agreement that the money was supposed to be repaid the court will hear that testimony. If he obtains a judgment lien it can be used to take possession of personal property to satisfy the debt.

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Q: Can your father file a lien against your personal property if the only proof he has of a loan are Western Union wire transfers?
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