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Is he rated on the policy or another in the household as a driver? He needs to be.

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16y ago
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Q: Can your son drive your ex's vehicle any time as long it is insured and be covered if he is in a wreck?
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You wrecked your moms husbands car you were covered on the claim for the wreck and you had permission to drive Can he take you to small claims court over the damage to his vehicle?

No. I'm a lawyer. <><><> He can take you, but he has some legal issues to overcome. If the vehicle was insured against damages, the insurance compnay is the injured party. Not the owner.


If an unlicensed person drives a vehicle with full coverage and a wreck occurs whether at fault or not will the vehicle be covered?

No,the vehicle will not be covered.


If you had your granddaughter car insured and she wrecked it is the car covered?

It depends on the type of insurance coverage. If it was Liability insurance only, and she caused the wreck, then it is not covered. If it was Collision coverage, and she caused the wreck, then it would be covered. If she didn't cause the wreck, I'd check with the insurance company of the person who did cause it.


Will insurance cover a wreck if my son only has permit and was driving alone in Texas?

As long as your son was on the policy or had permission from the owner of the vehicle to drive it, he should be covered.


If you have full coverage insurance does it cover you on any vehicle you drive?

Generally yes, you are covered for any car you are legally driving. The one exception that comes to mind is if you steal a car and wreck it.


What happens if my car insurance expires?

When car insurance expires the car and passengers are not longer covered so when a wreck occurs there will be no help with paying medical bills or to fix the cars involved in the wreck. May be subject to a fine if not insured.


Can you drive your car without insurince?

Yes, you can drive your car without insurance, but if you get stopped, you will get a ticket, if you have a wreck, you will get a ticket, if you have a wreck and the other person does not have insurance, you are both gonna be up to your eyeballs in medical costs, not to mention paying for the damage to the vehicle.


Does insurance cover in a dwi wreck?

It does cover your liability for property damage and medical expenses if you were at fault. If you have collision insurance, your vehicle will also be covered.


Do you have to add live in boyfriend to car insurance if not driving but licensed?

Most policies state that you have to notify them of all household members and drivers of the vehicle. This is something that you have agreed to do in the insurance contract. Many insurance companies will allow you to exclude the person from your insurance policy if they absolutely do not drive the vehicle. When you sign an exclusion you are agreeing that not only does the person never drive your vehicle but also that if this person does drive for any reason there is no coverage under the policy while he is driving. If you get sick and cannot drive but your boyfriend does and has a wreck they pay nothing. In order for a person to be covered they must be listed on the policy and any premium for them must be paid. Doesn't that sound fair. They are covered only if you pay for them to be covered.


If an insured person allows an uninsured person drive her car and the uninsured driver has an at fault wreck who pays?

The Driver "and" the Vehicle Owner are both jointly and severally liable for all damages. She should contact her Insurance Agent for advice as to whether or not the Auto Insurance Policy will provide coverage for the unlicensed driver


If you have a wreck delivering does your insurance have to pay?

Depends ... if you are using a personal auto that is insured for 'pleasure' and using it for delivering goods to customers (which is conducting a business), then NO your insurance will most likely not pay. However, if you have been honest and upfront with your insurance company and have the car insured for use in business venture, then you might be covered.


Can a registered driver who does not own a vehicle or insurance drive a parents' vehicle and be covered by their insurance should a wreck occur?

If you do not own a vehicle, but have a driver license, you can obtain a non-owned auto policy. Check with your local independent insurance agent. I don't know if direct writers (State Farm, Allstate) writing these types of policies, but most independent agencies can find you a company that will.