Yes, with the execution of a valid court judgment.
Yes.
If they are Federally Guaranteed student loans, then yes they can. If they are private student loans, then no they can't. You can consolidate the defaulted loans and skip the garnishment. This company can help you: www.defaultms.com
No. Wages can never be garnished without providing an opportunity to the borrower (debtor) to explain their particular situation. If you have legal representation, they are obliged to let you know if you are being asked to appear in court. At that point, you and your attorney would decide if showing up for the hearing is the best choice of action.
To garnish wages to collect on a civil lawsuit judgment in New York State, you would first need to obtain a court order from the court where the judgment was awarded. Once you have the court order, you would provide it to the debtor's employer, who would then withhold a portion of the debtor's wages to satisfy the judgment amount. There are limits on how much can be garnished from a debtor's wages in New York, depending on their income and other factors.
Yes.
Well, it might be possible but it would be a pretty small garnishment amount, not really worth the effort one would think. Federal law protects the first $154.50 of weekly disposable wages from being garnished. So, as is said "do the math". If you qualify as head of household you would have even more protection under the law.
yes you can but only by two at a time and they can not exceed 10% of your gross income.
You file for unemployment from the "liable state" which collects the unemployment insurance from the employer you worked for. In this case, the "liable state" is New York. You can file in Pennsylvania, as the "agent state", but it is New York that Pennsylvania would contact in your behalf.
Dorothea Maier has written: 'Wages and hours in industries covered by the minimum wage law, New York State, 1960-1961' -- subject(s): Hours of labor, Statistics, Wages 'Training and work experience of former apprentices, New York State' -- subject(s): Apprentices
The party seeking a writ of wage garnishment must file a lawsuit against the debtor in state circuit court (sometimes superior court). If a judgment is awarded against the debtor it can be executed as a wage garnishment. The garnishment generally commences 30 days after the order has been served on the garnishee's employer. New York does not use federal wage garnishment law, but uses state law which allows a judgment creditor to garnish 10% of the gross income of the garnishee. This law applies to creditor debt only; it does not apply to court ordered child support, spousal maintenance, student loans or federal or state tax arrearages. The amount that can be garnished concerning cited issues is determined by the court and can be as much as 50% of the garnishee's disposable income.
The estate is required to liquidate such debts. In most cases the surviving spouse will be deemed to have benefited from the loans and be required to pay them back.
National Settlement Agency does offer emergency cash loans. Contact them at 404 Park Avenue South, New York, NY - (212) 457-8181 There are no emergency loans that are being given in New York or any other state. Banks hve tightened up the lending requirments greatly.