The answer is NO! If somebody used your car without your consent, it is theft. Simple as that .
If you have insurance on a car anyone who you give permission to drive the vehicle is covered under your insurance. This is normally covered when insurance companies ask if there will be any other drivers for the vehicle.
Auto Insurance covers the vehicle, not the driver. As long as you give permission for a legally licensed person to drive your car and they are properly using the vehicle (i.e.: not racing) your vehicle is covered.
It is my understanding from my insurance company that if I "give permission" for someone to drive my vehicle and I have full coverage then my vehicle is covered. Recommend you ask your insurance carrier this question, they will be happy to give you an answer regarding your policy.
you are, unless you have insurance that covers other drivers.
You are still responsible for her and her decisions Legally the owner of the vehicle is going to be held liable.
Not necessarily. Vehicles must be listed on the policy and a premium paid for the coverages desired. Some companies give a certain number of days coverage when you purchase a new vehicle and some do not provide coverage until you notify them to add the new vehicle to the policy.
If the person giving permission to search the car is not the owner or authorized to give consent, then the search could be considered illegal and any evidence obtained may not be admissible in court. It is important for law enforcement to obtain consent from the legal owner of the vehicle or have a valid search warrant to conduct a search.
If they are not pressing charges, then they are giving you permission to drive their vehicle. If you give someone who doesn't have a drivers license permission to drive your vehicle, you are voiding your insurance coverage. The Insurance company will not pay.
Well, yes, there is. It is called the loan or finance agreement you signed when you got the loan for the vehicle. When you sign that, you give permission for the bank to repo the vehicle if you don't make the payments. Unless you are talking about a "Voluntary Surrender", if that is what you are talking about, just call your bank and they should have one.
noway.
Absolutely they will want a police report. Not only that but they will also insist that you press charges unless you decide that you did give him permission to use the vehicle. If you gave him permission the accident will count against you and your policy. If you press charges, then it will not count against you.
Contact your agent and they will be able to give you exact amount.