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The simple answer to this question is NO. All the BSA did was to require the banks to have a "Customer Identification Program" documented (and reported in the corporate minutes). "you would think a bank already has one of these, but?" So I am guessing your bank is like my bank whose requirements for identification are defined by the IRS! Yep!

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Q: Did the bank security act under the patriot act overrule the privacy act of 1974?
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