Dirt bikes require insurance in order to be driven on the road. If you are just using it on your own personal property, insurance is not necessary. However, your home insurance will not cover the bike if it was stolen, damaged etc. Otherwise known as Physical Damage coverages. A good website for reference is www.oftr.ca. Many of your questions & concerns will be answered.
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There are a number of companies in Ontario that offer Equine insurance. Some companies that are in Ontario are Intercity Insurance and Henry Equestrian Insurance Brokers.
Yes
Many of the major insurance companies offer insurance for motor bikes. AllState, Geico, Nationwide, and Progressive sell insurance at reasonable rates.
No-fault insurance generally refers to the individual working with their own insurance company, despite who may have been at fault for the accident. In Ontario, the Ontario Auto Insurance sells no-fault insurance.
no its not covered by Ontario health insurance plan
You would be lucky to get insurance
You would have to have insurance on the dirt bike.
eBike Insurance offers good value insurance specifically for motorbikes. It does not deal with any other type of vehicle and offers a standard policy for most bikes, and a classic policy for older bikes.
Geico Insurance online is the best place to buy insurance for standard bikes or touring bikes. Geico is a company that has the cheapest bike insurance. Of course, a person needs to get a quote since every bike is different.
PBL Insurance London, Ontario 1 888 254-8294 x 121 Al Wilson
Contact whatever entity governs insurance for Ontario, they will be able to help you.