depends on your state law, here in MD you get one shot to "re-affirm" you loan. TO bring current the payments missed and late charges and the wonderful repo charges...... then the next time it is up to the Lien Holder.
If the lender has placed a judgment against you for the deficit balance (balance left after the car is auctioned/sold), then yes in most states, they can take the tax return and apply it to the balance owing.
If you are more than 1 payment behind rest assure it will be repossessed. The way to prevent this is to catch up on your payments ASAP. Default on the loan agreement you signed, and they will repossess the vehicle. They will then sell the vehicle and you will pay the difference in what the vehicle sells for and the balance left on the loan. They will sue you for the balance, and you will pay. Your credit will then be ruined for 7 years. Avoid this if there is any way possible. Talk to the lender and see if something can be worked out. You do not want the car repossessed.
It is what is left over. You may pay a debt in full but often there is still a small balance due to interest or fees.
You are still responsible for the balance of the contract, in addition to repossession, collection, and legal fees. Added to this can be transportation costs, storage costs, auction fees. The car should be sold and the sale amount deducted from your contract balance. What ever is left is called a deficiency balance and your are still liable for it. Keep in mind that most repossessed vehicles are sold at a substantial loss (much less than for what is owed) and the additional fees can result in a higher balance than the original payout on the vehicle.
No, it cant.
Until you pay it off, yes. It is not yours until it is paid in full and the Lein Holder's name is off the title.
As long as you owe them money they can take it.
Balance billing is illegal and prohibited in la especially to medicare patients. The states have regulated the billing and accept the insurance payments so the patient does not have to pay the balance left after the insurance companies contribution.
yep....pay it off so they cant
YES. Read yo contract. Not unless the bank auctions the car for less than if left on the loan (which is usually the case). Also, the only way to not owe after repo is file bankruptcy, in which you loose your liability on the car.
Garageband does not have a master balance (left/right) control. You will have to adjust the pan control for each track individually to balance the sound left/right.
It should always be left zeroed, and the balance and the surrounding work station should be left clean and dry.