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Absolutely not.

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Q: Do commercial motor vehicle regulations apply to personal motor vehicles?
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How does commercial truck insurance compare to ordinary premium charges?

Commercial vehicle insurance is considerably more expensive than the premiums for a personal use vehicle. With a commercial vehicle, the risk (to the business) is far greater. The type of vehicle must be considered to relative to liability.. Speak to your agent about the pricing of policies for commercial vehicles.


Can a homeowners association force you to move a commercial vehicle when that vehicle is your livelihood?

When you bought the property, you would have had to agree to any restrictions and covenents and homeowner's association rules and regulations. Most include a restriction on having commercial vehicles parked in a residential area.


What types of vehicles qualify for a commercial vehicle loan?

Any vehicle that is going to be used for commercial purposes would qualify for a commercial vehicle loan. You will also have to have commercial insurance on the vehicle.


Does drive other car coverage offer personal liability to driver of company vehicle?

No. Your personal auto Insurance Policy provides NO coverage for Company owned or commercial vehicles.


What is a class a drivers license for?

Commercial vehicles with a Gross Combination Weight Rating of more than 26,000 lbs., in which the vehicle in tow - such as a trailer - itself has a Gross Vehicle Weight Rating of more than 10,000 lbs. Tractor-trailers are one example. Some states also have a non-CDL Class A licence for vehicles which fall into the same category, but are exempt from the FMCSR (commercial vehicle regulations), such as recreational vehicles, registered farm vehicles, firefighting and first response apparatus, etc.


What is a class A drivers license?

Commercial vehicles with a Gross Combination Weight Rating of more than 26,000 lbs., in which the vehicle in tow - such as a trailer - itself has a Gross Vehicle Weight Rating of more than 10,000 lbs. Tractor-trailers are one example. Some states also have a non-CDL Class A licence for vehicles which fall into the same category, but are exempt from the FMCSR (commercial vehicle regulations), such as recreational vehicles, registered farm vehicles, firefighting and first response apparatus, etc.


Can a commercial vehicle have personal insurance?

The answer would be no. But in the case small business they use company car 9 am -5 pm, then they use it for personal use.In that case they can have in their personal name the business owner, a personal auto policy will cover them.If the company owns vehicles and ofcourse they are titled in the business's name, they need commercial vehicle insurance for complete coverage.


Does operating unsafe commercial vehicle go against your personal insurance?

Your personal auto would not cover a commercial vehicle. They have to have a separate policy.


What kind of vehicles does Federal Motor Carrier Safety Regulations apply to?

ALL commercial use vehicles, regarding of GVWR/GCWR, farm vehicles, non-CMVs being transported for commercial purposes (e.g., recreational vehicles being driven from the manufacturer to the dealer for delivery)... some aspects of the FMCSR do not pertain to all vehicle types (e.g., CDL requirements), but the FMCSR covers all vehicles in use for commercial purposes (and yes, that even includes rental cars and trucks).


Where can one get commercial vehicles insurance?

There are many insurance companies which provide insurance for commercial vehicles. Progressive, MetLife, and Geico are all companies which offer insurance to commercial vehicle owners.


How are commercial vehicles distinguished from private ones in US law?

Commercial vehicles are defined as vehicles that are owned or registered to a company, instead of an individual. Additionally, heavy vehicles, vehicles used to carry hazardous substances, or vehicles able to carry more than 15 persons are also classified as 'commercial' even if privately owned. In order to drive a commercial vehicle, you need a commercial vehicle driver's licence. This imposes some extra responsibilities, such as informing your employer of certain convictions.


What is the minimum weight of a commercial vehicle in ny?

They don't give "minimum" weights for commercial vehicles. Theoretically, you could classify a motorcycle as a commercial vehicle if you were using it to carry property.