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Where the health care service is provided by the govt. as in U.S, the citizens covered under the scheme, are to undergo treatment at govt. sponsored network hospitals and the expenses borne are provided by the govt to the service providers. Whereas in India where you are to buy health insurance policy,get yourself treated at network hospitals for free. The health service providers are compensated by the insurance company. For treatment at non network hopistals, the patient party are to meet up the hospital bill and apply for reimbursement from TPA with requisite papers, the later in turn are compensated by insurance cos. at periodic interval.

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Q: Do health care providers have to bill your insurance?
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