Yes, but not absolutely. It depends really on how you intend to use it. Though many say it is good to have credit cards early on to start building credit history. But if you really can't control spending once you have a credit card, either don't get one, or get a prepaid card.
Credit companies even go to great lengths to have students have them as their first credit card company.
Here is a great resource site for students who plan to have their first credit card like you.
http://www.buildingcreditforstudents.com/
Cheers.
Some institutions that offer credit cards for students include Discover, Citi, Journey, and American Express. For more information, as well as the ability to apply for the listed credit cards, you can visit the Credit Cards website.
The best credit cards for students come from the top credit card companies. No annual fee cards are available from Citibank and Discover, and Capital One.
There are many companies that cater to students with no credit history. One of the largest companies is Chase but store credit cards are also good to start.
No, students are able to find specific credit cards with lower interest rates. These credit cards will also offer incentives related to you, such as: textbook protection, cash back of school purchases.
Student credit cards may eventually have the same rates as regular cards, but they often start with a 0% interest rate to get students started. They are designed to get students using credit cards for the first time in their life, so they offer excellent beginner rates.
Some popular credit cards for students are the Citibank credit card and the Discovery credit card. These two credit cards are designed for students and offer credit back incentives.
Some institutions that offer credit cards for students include Discover, Citi, Journey, and American Express. For more information, as well as the ability to apply for the listed credit cards, you can visit the Credit Cards website.
The best credit cards for students come from the top credit card companies. No annual fee cards are available from Citibank and Discover, and Capital One.
There are many companies that cater to students with no credit history. One of the largest companies is Chase but store credit cards are also good to start.
No I am sure that college students do not have the average number of credit cards.
No, students are able to find specific credit cards with lower interest rates. These credit cards will also offer incentives related to you, such as: textbook protection, cash back of school purchases.
Student credit cards may eventually have the same rates as regular cards, but they often start with a 0% interest rate to get students started. They are designed to get students using credit cards for the first time in their life, so they offer excellent beginner rates.
Many students have not yet had the opportunity to build a positive credit history. Fortunately, there are lenders that offer credit cards no credit history required. Student credit cards are specially designed for young students with limited credit. Providers that offer these cards will accept applicants that may be considered a high risk by other lenders. However, applicants with a limited income must provide a cosigner unless the are over 21 years of age. Even with a cosigner, students may be looking at fairly high interest rates. The upside is that these cards give students the perfect opportunity to begin working towards a good credit score.
Many banks offer student credit cards. The interest rates and fees of the credit cards generally vary based on the student's credit score. Discover It offers a reasonable credit card for students. Additionally, State Farm also has a reasonable credit card for students.
There are many good options of Credit Cards available for students, it’s daunting for student to solve the credit card equation. To get a complete guide regarding the credit cards please visit the best international credit card for students service provider.
If a college student want to get a credit card then they need to carefully consider if they can pay back the debt. They should get their card from a reputable company such as a bank so that they won't get charged interest that is too high.
A credit card is something that every student over 18 needs because it helps them build up their credit rating by the time they graduate from college or university. Some of the good credit cards that offer credit cards for students are: Discover It for Students, Journey Student Rewards from Capital One, Citi Forward Card for college students, and Citi Dividend card for college students.