You can obtain a named non-owner policy. It covers your legal liability toward someone else if you injure them or damage another vehicle.
The vehicle owner would need to maintain physical damagecoverage to protect their car.
It depends.... If the girl that hit your car has car insurance that covers her while driving another persons vehicle, go after her and her insurance company. But if not, go after the owner of the vehicle, they are responsible for the vehicle at all times. The insurance company doesnt care who is driving.
Usually, it is the responsibility of the owner. However, if you have insurance on your vehicle, they will step in as secondary coverage...including covering the damage to the vehicle you were driving, if you have the coverage.
It's on your car insurance.
Sincerely, until police notice.But if you mean with a learners permit, that one doesnt last until you get your operators insurance.
They have to pay for your repairs themselves
Whether they are licensed or not, it is your risk to have someone else driving your car.
yes, but dont be stupid. i got screwed by helping out my then girlfriend. it doesnt matter who owns that car, as long as there is insurance on it. Names do not matter. however make sure the person driving the vehicle is on the insurance policy as a driver
It doesnt. The police use it if they suspect someone drinking and driving and get the suspect to breath into it to tell them if the have been drinking.
NO your insurance will not pay because you were drinking and driving which is ILLEGAL. You were at fault. It doesnt matter if you were stopped and the other person hit you you were still driving under the influence. YOU SHOULD GO TO JAIL.
it doesnt
Are you asking about transmission problems that someone hit you while in park? Or that you didnt have money to fix it and asked the insurance company to help? If its the first scenario, you will need proof that the damage done to your transmission was a direct result from that accident. If its the second one, your insurance doesnt have to pay anything, as that's what warranties are for, not insurance policies.
Your car finance company will add their own insurance that covers their vehicle, but not your liability. ANd it will significantly increase your payments. It would be so much cheaper and better protection for you to find your own insurance. Park it until you get insurance.