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You have recourse but it may not immediately result in monetary compensation. You can certainly try to get the at-fault party to voluntarily pay the damages. You can also file suit and if the court finds in your favor, obtain a judgment. Most states have "financial responsibility" laws requiring auto owners and drivers to maintain insurance. If they don't, the state can suspend the driving and registration privileges of the person until the judgment is paid. Since, on these facts, the person did not have a license, there would be no license to suspend, but if he/she later tried to get one, or to register a vehicle, payment arrangements would have to be made with you before a license or registration is issued. Keep in mind, though that a judgment has a statutory "life" (for example, 7 years) that varies by jurisdiction. If the life of the judgment expires without being renewed, it loses force and effect.

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7y ago
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8y ago

You always have legal recourse in situations like this. If you carry Uninsured or Underinsured motorist coverage, you can atleast have your auto fixed and paid for by your insurance company.

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Q: Do you have any legal recourse if you were hit by an unlicensed and uninsured driver?
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What legal rights do you have when you are involved in an auto accident with a young uninsured unlicensed person?

Not sure what you mean by 'legal rights' you are due (assuming other driver is 100% at fault for the loss), to be put back in the same condition you were prior to the loss, even though they are uninsured and unlicensed, you don't say if the driver is a minor, if so perhaps you could look to the parents for payment. Is the owner of the vehicle different than the driver? If so that is another party to look to. I would file it with my own insurance company and let them handle this. If you do not have collision coverage, then I would start by filing a state report naming all parties.


Does U.S. Senate bill 2611 allow illegal aliens to continue to be unlicensed and uninsured drivers?

No, being unlicensed is against the law in any state and being uninsured is against the law in most states, legal or illegal. If you're an illegal alien and you are found with no license or insurance you face charges like anybody else, and if they know you're illegal they can report you to immigration.


What happens if an unlicensed driver is driving insured car and has accident and not at fault?

You must be licensed to drive, or have a permit and a licensed driver with you. Otherwise, there are legal consequences for that driver. The insurance company may not pay for any damages depending on the policy.


Is it legal for an unlicensed and unregistered physical therapist to treat patients?

not legal


In kansas is it legal to ride an unlicensed or uninsured dual sport motorcycle on dirt roads?

yes, i have a ducati desmosedici and i have no licence or insurance as im only 15 but i ride mine to school and just leave it on dirt tracks! great fun!!! all welcome


Can the other person's insurance company take you to court to suspend your driver license after an accident when you weren't insured?

Only if the legal penalty for driving while uninsured is license suspension.


Can a fully insured driver deliver an uninsured car to you?

It would be better to tow or trailer the vehicle but otherwise I would say that this would work from a legal standpoint. That's not to say though that a legal nightmare wouldn't unfold if there was an incident.


What legal rights do you have when an uninsured motorist rear ends you?

If you have uninsured motorists coverage your insurance company will take the place of the other parties insurance coverage less a small deductible. They will then go after the other party to collect the amount of damages paid out plus your deductible. If and when it is all collected they will send you back your deductible. If your insurance company handles the claim for you and pays your damages you will have no further recourse as you sign over your legal rights to the insurance company under a subrigation agreement.


The liable driver was not insured how does the insured victim get money back?

Some insurance company policies cover being hit by an uninsured driver -check you policy. If not then you would have to sue the liable driver personally (only worth doing if you think he/she has any assets to cover the claim and the legal costs).


What to do when an uninsured driver causes an accident?

Well assuming the driver wasn't taken to jail you do have legal rights. Contact an attorney to discuss your options pertaining to your specific case.


In NC is it legal for my child to drive uninsured when he has his license if I am in the car with him and have insurance on the car?

Insurance is issued on the vehicle, not the driver. If your child, properly licensed, is driving with you in the front passenger seat, the vehicle and its passengers are covered.


Your sister was hit by an uninsured driver in your rental car will you have to pay for the repairs to the rental?

The short answer is Yes. You are responsible for the vehicle that you hire. The rental company will claim from the renter - the renter has standard legal rights against the perpetrator.