0
Do you have the legal right to ask for past statements and payment history from a collection agency in California and what should you do if they refused?
Wiki User
∙ 17y ago
Ready to play bill collector for your information??? OK- check out the website and see who you should write to to get things http://www.creditinfocenter.com/eBooks/PoorMansClassActionLawsuit.shtml Make noise- call them everyday asking for the same thing "your information" Report them to FTC--here is the complaint form --add the further proof and send it in. https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01 Good Luck!
Wiki User
∙ 17y ago
Yes, you have the legal right to request past statements and payment history from a collection agency in California under the Fair Debt Collection Practices Act. If they refuse, you can file a complaint with the Consumer Financial Protection Bureau or seek legal advice on how to enforce your rights.
Add your answer:
Earn +20 pts
Can you make a payment plan with a debt collection agency for a medical bill in NY?
Yes, you can negotiate a payment plan with a debt collection agency for a medical bill in NY. Contact the agency to discuss your financial situation and propose a payment arrangement that works for you. Make sure to get the agreement in writing and stick to the payment plan to avoid any further collection actions.
I tried to make a payment to a bill collector they refused to take the payment. I went to the company that turned me in to collection they accepted the payment. what are my rights?
If the bill collector refused the payment, you can inform them that you made the payment to the original company and request that they update your account accordingly. Keep documentation of the payment made to the original company in case any disputes arise. It's important to communicate clearly with both parties to ensure your payment is properly accounted for and reflected in your records.
In California what is statute of limitations for a collection agency to sue you?
In California, the statute of limitations for a collection agency to file a lawsuit to collect a debt is generally four years from the date the debt becomes due. After the statute of limitations has passed, the collection agency cannot sue you for that particular debt. It's important to be aware of your rights under the Fair Debt Collection Practices Act and seek legal advice if necessary.
Is it legal for a credit card debt collection co to ask for payment over the telephone then ask you for your routing number and checking account information?
It is generally not advisable to provide routing number and checking account information over the phone to a debt collection company. It is important to verify the legitimacy of the caller and the debt before making any payment or sharing sensitive information. Consider asking for the request in writing and consult with a consumer protection agency or legal professional if you have concerns.
If the statute of limitation in Michigan is 6 years-is it 6 years from the last payment you have made on a credit card.?
The statute of limitations on debt in Michigan is typically measured from the date of the last activity on the account, such as a payment. So, if you made a payment on your credit card account, the 6-year period would likely start from that date. Just keep in mind that consulting with a legal professional for specifics on your situation is recommended.
Medical bills on credit report?
unpaid collection on medical bills can possibly be reported on bureau, but payment history is not reported.
How do you treat interest on advance payment of tax in financial statements?
there is no interest on advance payment of tax
Why there is delayed payment of workers?
no collection from contractor
Can you make payment to a collection agency?
Yes.
In Arkansas can a collection agency sue you if the original creditor accepts payment on the debt?
If the debt was sold to a collection agency and the original creditor accepted payment AFTER the debt was sold, the money does not belong to them. If, however, you paid the debt and it was mistakingly sol after that payment, the collection agency can't try to collect. If you have proof of payment, forward it to the collection agency and deman in writing that they cease trying to collect this debt.
What is a historical record of a person's payment activity?
A historical record of a person's payment activity is typically referred to as a financial transaction history. It includes details of all the payments made by the person, such as purchases, bills, and transfers, and can be useful for tracking spending, budgeting, and financial planning. This information is often stored in bank statements, online banking platforms, and credit card statements.
How do you pay a collection account?
Have the collection agency send a written agreement accepting the settlement or payment amount agreed upon BEFORE rendering any payment(s).
Is a collection agency obligated to remove debt from your credit report?
No! The only obligation of the collection agency regarding a debt is to accurately report the debt...i.e. balance outstanding, current status, and payment history. However, if you are paying or contemplating paying a collection agency, it would be wise to negotiate a positive outcome...i.e. the total removal of the account from your credit profile in exchange for payment. This should be negotiated prior to paying the collection agency and the agreement should be in writing.
What is a collection situatoin?
A collection situation refers to the process of pursuing payment from a customer who has not made a payment as per the agreed terms. It typically involves contacting the customer to remind them of the outstanding payment and working to secure the funds owed.
Can a collection agency for a non-credit card-type bill hurt your credit rating?
Yes Once a collection account is reported to your credit history, its origin no longer matters. If money is owed and it gets listed with a credit reporting agency as a collection account, it affects the main factor in your credit score: Payment history. See www.myfico.com/CreditEducation/WhatsInYourScore.aspx for details of a FICO score.
What are inward documents for collection?
The short versiion... bills that aresubmitted to a bank from another bank for collection and payment.
What is PYT in bank statements?
PYT on bank statements stands for pre-authorized payments. This means that there is an authorized payment being drafted from an account.
