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Is it legal for a credit card debt collection co to ask for payment over the telephone then ask you for your routing number and checking account information?
Wiki User
∙ 18y ago
It's completely legal, if you've agreed to make a check payment over the phone. They can't take the payment without that information.
Wiki User
∙ 18y ago
It is generally not advisable to provide routing number and checking account information over the phone to a debt collection company. It is important to verify the legitimacy of the caller and the debt before making any payment or sharing sensitive information. Consider asking for the request in writing and consult with a consumer protection agency or legal professional if you have concerns.
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Can an attorney freeze a joint checking account in NY?
Yes, in certain situations, an attorney may be able to obtain a court order to freeze a joint checking account in New York as part of legal proceedings. This is typically done to prevent the depletion of assets that may be subject to a legal dispute or judgment. Both account holders will be affected by the freeze.
Can you sue a collection agency who continues to report a debt as a debt in collection even though it was discharged in chapter 7 four years ago?
Yes, you may have grounds to sue the collection agency for violating the Fair Credit Reporting Act if they are reporting a debt that was discharged in a Chapter 7 bankruptcy. You should seek advice from a consumer rights attorney to explore your legal options and potentially take action against the collection agency.
You have an old account that has been picked up aby a thired party collection co it was charged off your credit 2 years ago should you pay it?
Paying off an old account that has been sent to a third-party collection agency may not necessarily improve your credit score, as the charge-off will still show on your credit report. However, paying off the debt can stop collection efforts and may reflect positively on your credit report. It's important to consider the age of the debt, the statute of limitations, and potential negotiation options before making a decision.
How long before a collection agency can file a judgment in Washington state?
In Washington state, a collection agency can potentially file for a judgment as soon as they have exhausted other debt collection methods and the applicable statute of limitations has not expired, which is generally six years for most debts. However, the timeline may vary depending on the specific circumstances of the case. It is advisable to seek legal advice if you are facing a potential judgment from a collection agency.
Can a collection agency file a judgment on you for credit card debt in Texas?
Yes, a collection agency can file a judgment against you for credit card debt in Texas if you fail to repay the debt. This could result in wage garnishment or liens on your property. It's important to address the debt or negotiate a repayment plan to avoid legal action.
Can collection agencies tap a personal bank account?
Yes! Creditors can garnish a personal checking account. As long as the creditor has the checking account info they can garnish a checking account.
Can collection agencies garnish or seize your checking account?
no
How much Elvis have in checking account?
Impossible to know unless you have his checking account information.
I want check my account information.?
for checking account
What are advantages of telephone banking?
There are multiple advantages when it comes to telephone banking. You can easily check your account balance or transfer money from your savings to your checking account.
Can a collection agency or collector seize a checking account for a medical bill?
== == no they can not do so for a medical bill.
Can creditors find your checking account information?
Creditors generally do not have direct access to your checking account information. However, if you owe a debt and it goes to collections, the collection agency may have the legal right to garnish your bank account or place a lien on it after obtaining a court judgment. It's important to stay informed about your rights and consult with legal professionals if needed.
BF won a judgment against you for a collection The collection company has garnished your checking account you cannot pay bills or anything your account is frozen This is causing you a financial hard?
Sounds like Karma to me.....
Where can one get more information on student checking?
If the question was referring to a student checking account, one can gain information regarding a student checking account by consulting local banks. Or one can consult school counselors on which banks offer student services.
What account information typically makes up a checking account?
Typically, a checking account includes information such as the account holder's name, account number, routing number, and balance. It may also include transaction history, including deposits, withdrawals, and any fees charged by the bank. Additionally, some checking accounts may have overdraft protection or a linked debit card.
What kind of information is usually required to open a business checking account?
Your social security number and tax ID are required to open a business checking account.
Can a collection agency find out if you have a checking account if you dont tell them?
A collection agency does not have direct access to your banking information unless you provide it to them or they obtain a court order to access your financial records. However, they can sometimes use various methods to locate and verify your assets, such as checking public records or contacting your bank to see if you have a checking account.
