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Q: Do you have to be married to have a joint mortgage in Florida?
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Whose credit score is used on a joint mortgage?

Both persons if it is applicable. In some cases a married couple will hold a joint mortgage but only the wage earner will have a credit score on record.


What happens when you sever a joint mortgage?

You cannot sever a joint mortgage. It must be paid off.You cannot sever a joint mortgage. It must be paid off.You cannot sever a joint mortgage. It must be paid off.You cannot sever a joint mortgage. It must be paid off.


Do both parties on a joint mortgage have to file bankruptcy on a joint mortgage?

No, both parties on a joint mortgage do not need to file bankruptcy. They can file a joint bankruptcy or a single bankruptcy.


If you are married and refinance a primary residence in Florida does your wife have to go on the mortgage?

Yes. Your wife will have to sign the Mortgage. She will be on the Deed, the Title and the Mortgage. You however, if you are the only one that is borrowering the funds, will be the only on the Promissary Note.


What happens to the joint mortgage holder of a take over mortgage if the original mortgage holder pays the loan?

The joint person is still responsible until the loan is paid off or refinanced out of the person's joint name.


In Florida can two non-married people with different incomes have both their names on a mortgage and the deed?

Absolutely. Anyone can be named on a deed.


Where can someone obtain more information on mortgage rates in Florida?

Mortgage rate information in Florida can be obtained online or at a mortgage company. Zillow, Realtor, and Homes are websites that can provide more information on mortgage rates in Florida.


Your husband passed away you have joint mortgage do you still have to pay mortgage?

yes


Where would one look for information regarding a Florida mortgage?

The best place to find information regarding a Florida mortgage would be to locate a Realtor or bank located in Florida. There is a website called Mortgage Fit in which the details of a Florida mortgage and the laws are better explained


Where can Florida mortgage rates be obtained?

Online mortgage rates can be obtained from banks or other providers of mortgages in florida it can also be provided online from mortgage specialists located or specializing in florida


If you have a joint mortgage with an ex partner and you are refused a chage of parties for your joint mortgage are there any other options to getting them off the mortgage?

contact a real estate attorney in your state to assist you


Can a married couple take out a joint mortgage even if the wife is not working?

YES. AS LONG AS YOUR CREDIT IS NOT HINDERING THE LOAN. THESE DAYS IT IS ALL ABOUT FICO SCORES. E