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I only know one score and it is not good - 593, but I have turned my life around and paid all (known) debt.
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∙ 14y ago
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Which credit bureau's FICO score is used by lenders most frequently?
In the case of a major credit application such as a mortgage, all three bureau's are pulled in what is known as a Tri-Merge Report. Of all three FICO scores. the high score as well as the low score is disregarded. The middle score, regardless of the bureau it happens to be from is the one that is considered.
How do you build your credit score?
One way you can build your credit score is to get a credit card and either a) use it responsibly, or b) don't use it all. If your balance is $0 at the end of the month, it registers to the credit bureau a payment made on time.
Where can I learn more about credit score ratings?
Your credit score is a composite of all available credit data, usually from a single credit bureau. The most popular formula is the FICO score, created by the Fair Issac Corporation (www.myfico.com). However, there are also many proprietary scoring systems.
How good is a credit score of 754?
A credit score of 754 is very good, indeed. Such a score will make getting loans of all sorts much easier and more affordable.
What are the benefits to receiving a 3 in 1 credit score?
John002: Not all credit cards report to all credit bureaus. The only way to ascertain that you have a good credit score across the board is to get a 3 in 1 credit score. Hope it helps!
620 credit score?
There is nothing called as good credit score or bad credit score. It all depends on what kind of financial product you are applying for and how aggressive the banks are to which you have applied.
What is a 3 in 1 credit score?
A 3 in 1 credit score simply means that it will include a report from all three of the major credit reporting agencies: Experian, Transunion and Equifax. A 3-in-1 credit report includes bureau reports from TransUnion, Equifax, and Experian.
Good credit score?
A good credit score is what each of us aspires to. After all, a credit score is one of the important determining factors when it comes to borrowing money - and getting a low rate when you do. But trying to pin down a specific number that means your credit score is "good" can be tricky. After all, there are lots of different credit scores that lenders use when trying to decide whether to grant you a loan and one lender's "good" score may fall into another lender's "fair" credit category. (Not to mention, you may score differently from model to model.) Luckily, there are broad rules of thumb that can help someone figure out whether their credit is good or not.
Is 807 a good credit score?
That is a very high credit score. A sign of paying all of your bills on time or early and having little credit car debt.
Can one receive a credit line from RBS Online with a credit score of 450?
A credit score of 450 is not good at all. It is considered very high risk and you will not be able to recieve a credit line until your score goes up.
What exactly is a 3 bureau credit report?
A 3 bureau credit report, refers to a credit report that contains all the credit scores of an individual, from the leading three credit bureau companies.
Are there any good websites that offer credit score advice?
Yes,www.Freecreditreport.com should be able to help you with all of your credit score questions. They wil be able to tell you what loans you may qualify for with your credit score.
