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Do you have to pay a credit card bill if you have left the country?
Wiki User
∙ 8y ago
My first response is: have some self respect and don't borrow what you aren't going to pay back. You still owe the balance, regardless of where your body is located. Should you ever come back to the country where you have borrowed money and subsequently just disappeared, you will probably not ever be able to get another loan there. As for prosecuting you, the credit card company would probably only come after you for a very large balance. Check the extradition laws where you are going to see if you would be forced to return to face trial for your outstanding debt.
You can NOT be "prosecuted" for a civil matter only "criminal" plus you can NOT be extradited for a civil case. Remember there are NO such things as CC Police. The jailing or torture of people for not paying bills has been outlawed for 100's of years. You may want to read what the CC companies are doing to people with NO care of what will happen to these people they screw over. They make billions in late fees and penalties far more than they make in interest. When dealing with them you are always wrong unless you prove to them in writing it was their mistake. If you leave the country it depends where you go in all cases I know of you MUST abide by the other country's law you are in. Plus in order to receive a judgment you must FIRST be served with papers, until then they can only look for you. Most country's do NOT honor US judgments. Remember CC companies have NO rights in Another Country. Canada may be one that does. Good Luck
No, however the creditor can still sue the person, receive a default judgment and execute said judgment against any property belonging to the debtor. That could mean if said person has left the country but has bank accounts in the U.S. they can be subject to a judgment levy, other property can be seized and sold or a lien placed against real property. Another issue is, if a debtor transfers funds to a bank that has its headquarters in the U.S. a judgment can be issued and executed against said accounts even though they are in another country.
Wiki User
∙ 8y ago
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