Normally you have to. Never keep the title in the vehicle, keep it at home in a safe place or in a bank deposit box.
Go to the office where you get your liscense plate for your car and tell them that your title was lost or stolen and you will pay a small amount and they will send you a replacement tittle in the mail.
I would not buy or pay for a car form anyone who did not have title to the car. The car may have been stolen.
If you need a replacement for a lost title you must contact you state Motor Vehicle department and pay a lost title replacement fee.
No, the seller is obligated to provide clean title. If the dealer has sold a stolen car, you should be able to get all of your money back.
Call your auto company and pay for one Go to your local dmv and apply for a duplicate (lost/stolen) title.
IF the car was stolen, reported as stolen to the cops, the ins. should be paying the loan off. IF the ins. co. does not think the car is stolen, they wont pay and its as if the car was NOT stolen. So, you have to pay notes and insurance on the collateral. Bottom line??? HELP the ins. prove it was stolen and the problem will go away. MERRY CHRISTMAS.
Insurance companies ONLY pay for Replacement value when you have paid for an additional endorsement to insure your car for its "replacement" value. Otherwise, they pay Actual Cash Value, using blue books, fair market prices, your car's condition, i.e miles, etc, all of it is a factor to determine actual cash value, etc.
renter's insurence
Yes. You would have to pay what your comprehensive deductible is.
When your car is 'stolen", you file a stolen car report with the cops. Then your INSURANCE will pay off the loan. The lender will deal with the insurance co. and alls well. You dont have a car, but no payments either. BTW, the insurance co. HAS to be sure its stolen or they wont pay the loan off.
It's still your car as long as you pay for it. You are expected to pay impound to get it back.......................but they have the title
The insurance should pay the loan (if your lucky it'll pay all of it) If there was no insurance then you still have to pay for the loan. I had a car stolen and I had to keep paying for it until the insurance finally paid it off and I was left with $50 in the end to get a new car with.