Best Answer

No, if you never drive, you don't need insurance. You need insurance if you own a vehicle. And, if you drive someone else's car and get in an accident and don't have insurance it could be a big mess. Call a few insurance agencies and see what they recommend if you plan to drive at all.

And, if you do not drive at all, you might want to reconsider the added expense (small though it might be) of obtaining a driver's license when a state ID will satisfy any potential legal requirements for carrying identification.

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โˆ™ 2011-08-20 23:29:47
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Q: Do you have to pay insurance if you have a license but are not driving?
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Related Questions

If the person driving have no driver license. will the insurance pay for it?

If what person is driving the person that was hit or the person that hit?

Can your car insurance not pay if you have an accident in the insured vehicle but no valid license?

Sure. If you have no valid license, you have no business driving a car at all. If you weren't driving illegally, you wouldn't have had the accident.

What is the penalty for driving with license suspended in Georgia?

It can depend on WHY it was suspended. Insurance? Fail to pay tickets? Forgot to get it renewed?

Do you need insurance to pay a no car insurance ticket?

No, you don't need insurance to pay the ticket. However, Since almost all U.S. states these days will suspend your drivers license for having been found guilty of driving without insurance. You will need to buy insurance before you can get the drivers license suspension lifted.

What three items must you always have with you when driving?

The three items that you must always have with you when driving are:Driver's LicenseRegistrationProof of InsuranceOh, and your wits and safe driving knowledge!

If a car was in an accident and the person driving had no licensed but was not at fault will the other persons insurance pay for damages because they were at fault?

Yes the insurance carrier of the person at fault will pay for the damages if they are in fact proved to be at fault. However you will be cited for driving without a license.

Where can you purchase insurance without a drivers license?

If you have no drivers license then you have no business driving a vehicle, therfore you do not need insurance.

What can you do if you are hit by another driver and got their license number and the police charged them but their insurance will not pay because the owner says a friend was driving the vehicle?

It shouldn't matter who was driving. The insurance company is responsible for the VEHICLE not the driver.

What are the consequences of driving without a valid UK licence?

You can be convicted for number of faults if you are driving without a driving license. For example you can also be convicted for not having insurance. Because driving without valid driving license invalidates your insurance also.

What happens if other driver was at fault but l have license suspended and no insurance?

You will be punished for the violations that you have for driving with a suspended license and for driving without insurance. These punishments will be severe but vary from state to state. The violations on your part will not effect the fault of the accident and if the other party is truly at fault then their insurance company will pay for your damages incurred in the accident.

Will the owner's auto insurance increase if his friend with an international drivers license gets a speeding ticket while driving the car but doesn't pay it in Minnesota?

Often out of state tickets will not show up on your license if you just pay them. Failing to pay a ticket brings it to the attention of the state, and it gets put into the state drivers license database. Once that happens, the insurance companies get a copy of it and it affects your insurance rates.

Will insurance companies pay out if the insured driver did not tell them bout six points on there license?

Most, if not all insurance companies checked your driving record so they know already.

What if you have full coverage insurance for your car and you have a single car accident and you have a suspended license does the insurance people still pay for it?

* wrong side driving car was total damage * drank liqueds and drove the car it is also pay *

What is the fee of a ticket of an unregistered car in NJ?

If your driving a unregistered vehicle..... I lost my license for a year and had to pay $2000.00 fine for no insurance to. ITS NOT WORTH IT!

Do you need insurance to drive with a provisional license?

Not if you're driving a gaurdians vehicle that has insurance.

Will your insurance cover an accident if you were driving with a revoked license?

NO! Driving on a revoked license is deliberat act, providing that you knew you are not supposed to drive.

Will you go to jail if driving with no insurance and license was suspended when you didn't know it?

yes you will because you must need a driving license to drive.

What happens when you get hit by a person without license but the car has insurance?

If you have car insurance ,police will never stop you even if you dont have driving license.

Can you get a nc driving permit if you have tickets for driving with no license?

No you have to pay your tickets first then.

Can you get car insurance with permit?

Yes. You can even get insurance without a license. However, if you get into an accident and you're found driving alone on a permit, or you're found driving without a license, it will void your policy.

What is provisional licence insurance?

Provisional license insurance is insurance for people who have a provisional drivers license. A provisional license is for drivers under the age of 16 who are driving with a learners permit or a person who has previously had a license revoked or suspended and who has recently obtained a new license.

If you are not the primary policy holder and someone else drives the car and gets into an accident is it your fault or theirs?

i'd say both you not that much but who wrecked it is the one to put the blame on The insurance is for the car regardless of who is driving. It will be the first to pay. If it doesn't cover enough, the person driving can be tapped for the remainder. If the person driving does not have a license, the owner of the car has to pay out of their own pocket. The insurance company does not have to pay.

If you have an expired license and get into an accident will your insurance pay the claim if your policy is paid?

If you have a current insurance policy and are in a car accident, but have an expired license, it is up to the insurance company if they will pay the claim or not. It could be in their clause not to, if a person does not have a valid drivers license, especially if you are the one at fault.

Can you exclude your spouse from your auto insurance in Ohio if their license is suspended?

You can definitely exclude your spouse from your auto insurance. They shouldn't be driving if their license is suspended so they don't need insurance.

Can you lose your drivers license for driving in Pennsylvania with a suspended registration?

Your driver's license will not be suspended in Pennsylvania if you have a suspended registration. A driver's license can be suspended for driving without insurance or if you get a DUI.