Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.
You are required by law to have liabilty coverage, but not collision coverage. If you did not have collision coverage then you are not due any compensation by your insurance company. If you did have collision insurance and the insurance company will not pay, then you may be able to sue the insurance company, but you cannot sue the state.
Depending on what insurance company you have and your plan. Most do in/near wooded areas.
insurance is the coverage that is offered to you by the insurance company or organization in return for premiums paid. For auto insurance, auto insurance companies cover your vehicle or group of vehicles against breakdowns and accidents. The insurance policy offered to you depends on many factors fasterfiles.net/show.php?l=0&u=405636&id=36545&tracking_id=
you could probably get charged with "reckless driving" along with hitting a pedestrian on a crosswalk. It depends if it was considered "hit and run", if it was your fine could probably go up by $100-$300.
Nope, PLPD aka liability only covers other vehicles for accidents which you may be at fault for. Comprehensive insurance would take care of an incident such as this.
You will need to make a report to both insurance companies. Even though you are not at fault your insurance company will still want to know. Unless the other party takes the blame right away and tells there insurance company that it was there fault then you do not need to tell your insurance. But I always recommend that you always talk to your insurance company about the accident.
The only intitlement of monies will go to that deer, for the deer is someones property(state)and your insurance company may have to pay for its medical bills if it survived the accident, but nothing to you.
Yes, liability pays for damage you cause to other people, regardless if those people are pedestrians or passengers in another vehicle. If the skateboarder has car insurance then there is also a good chance that the skater carries a coverage on his own insurance called medical payments. This is coverage on your car insurance that can be used for your own injuries as a pedestrian.
Personal shame, for one. The actual $$ cost will be determined by the court system where you live.
Insurance company is required to pay for actual damages. This means putting you back to where you were before the accident, not hitting the lottery to get something for nothing. There is no pain and suffering amounts.