If it is completely off the road you do not need to pay insurance. But do not move it one inch on a public road!
Pay-as-you-go car insurance is exactly that. It caters to the exact conditions of the driver and vehicle, particularly the amount of miles driven. It also accounts for the time of day!
There are man parts to an insurance policy providing many different types of payouts to multiple parties.
It depends on many factors, like type of car, type of insurance, age, experience, location, garaging, security features, driving history. All of these are taken into account. A new and inexperienced driver is likely to pay more insurance than the value of the vehicle being driven.
The other person pays.
If your lender requires you to have insurance during the loan period, then yes. Also. If you are driving , then yes. If the vehicle is not on the road being driven, then no. But, know that if you just drive the vehicle to your next door neighbor's house and you have an accident (collision), then you better have insurance or you could wind up having to pay a huge fine and/or have your lincese suspended and/or have your prospects for a future car insurance company require you to pay alot more for car insurance.
To the insurance company.
you will have to pay a debt and GET CAR INSURANCE
Yes your insurance will pay for it because if you have good insurance it will pay for it
No, as long as the vehicle is not driven. But if something happens such as a tree falls on it, you would have to pay for the damages out of your own pocket.
Probably not. They have to pay insurance on the cars that get test driven and if you have a DUI it makes it much more expensive for them to hire you.
If you carry full collision and replacement of your vehicle, depending on your insurance company, they will pay the blue book value of the car if it is totaled. That is why it is important not to ever owe more than the car is worth, which is referred to as "being upsidedown."
The insurance company will pay you the worth of your car minus your deductible.