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No. Tennessee law simply states that the lender or it's agent may not "breach the peace". This is usually viewed as causing a loud scene. Most repo agents will pick up the car when the owner is asleep or out somewhere shopping to avoid a confrontation.

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โˆ™ 2012-07-05 02:44:29
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Q: Do you need a writ of repossession in order to pick up a vehicle?
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Are the repossession agent allowed to charge a storage fee and and a repossession fee in the state of Missouri?

Yes. The repossession fee is like a tow bill. They did pick up the vehicle. The storage fee is the time it takes to get the vehicle off of their lot. Each day adds another day of storage fees.


What are the debtor's legal rights under a vehicle repossession?

You have 45 days to pick up your property from the vehicle. That's it. They can tow from your home, work or anywhere else they may happen to find the vehicle.


Can a repossession agent charge a two-day storage fee if they repossess your vehicle at night and you pick it up the next day?

YES


How do you track an onstar equipped vehicle?

You need to pick up the GPS signal.


What is the difference between a repossession and a writ of replevin?

Repossession is what is commonly thought of as a "REPO". A self-help repo is permitted by most states. "Writ of Replevin" is the other legal option that a few states require to do the same thing. The state makes money by requiring the Replevin. BOTH have the same effect on your credit. A repo is where a lender contacts someone to pick up the vehicle. You, at that time, do NOT have to surrender the vehicle. A "Writ of Replevin" is where the lender gets a court order signed by a judge for you to surrender the vehicle. It will be served by a Sheriff's officer, with the repo man in tow, and you will then have to let them take the car. Otherwise, you are in contempt and it is not worth it to defy a court order. That is the only time you have to surrender the vehicle.


How many days do you have to pick up vehicle?

You need to contact the lender. Only they can provide that answer.


Can you register a vehicle in California if its wanted for repossession?

As far as I know you can but Im not from cali.oh yeh when and if you do register it be expecting a wrecker to pick it up because then theyll know where your at get a good pair of walking shoes instead.


Is a repossession company in Michigan responsible for returning belongings?

The repossession company is not responsible for returning belongings. The repossession company is responsible for notifying you where you can pick up your belongings and at what times. Some companies charge you a storage fee or only give you a few weeks to pick up your belongings before they become theirs.


What are examples of voluntary car repo?

If you call the Bank; Finance Company and let them know that you are going to return the vehicle to them. They tell you where you can drop the vehicle off and you deliver it to that place. That is a voluntary repossession. The only other thing would be if the Bank; Finance Company agrees to pick the vehicle up at your residence at no charge.


What is your obligation if you take the car back to the bank before they come to get it?

When the car gets back to the bank, its sold and the debtor owes the difference between what it sold for and the outstanding balance on the loan. IF it sells for more than is owed, debtor has to pick up the check for the surplus. There are no differences between a voluntary repossession/relinquishment of vehicle by the borrower and the forced repossession/recovery by the lender, except for some of the repossession costs such as towing. FYI, a bank will not allow you to return the vehicle in the sense that you can "drop it off" somewhere.


How do you get the car if you are the cosigner and making the payments?

As the cosigner on the contract, you are an equal owner of the vehicle. You cannot steal your own property. But, if you choose to simply go and pick up the vehicle, contact local law enforcement to let them know your intent and the reason so that when the party who currently has possession of the vehicle comes out to their empty driveway, LEOs know the vehicle was not stolen.You might be required to get a notice or order from your local court, possibly a writ of repossession. Contact the clerk's office of your local jurisdiction and ask; they will likely be happy to help you with this info.Your other option, if you do not want the vehicle, is to contact the finance company and discuss possible voluntary repossession. You may need to seek legal assistance to have your name removed from the contract, and be prepared to show/prove you made the payments and the other party did not.


Do you have to bring your car back to the dealer for repossession or do they pick it up?

You DO NOT have to take it back, but it will save you some money if you do. They will come pick it up if you tell them to.

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