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No. Tennessee law simply states that the lender or it's agent may not "breach the peace". This is usually viewed as causing a loud scene. Most repo agents will pick up the car when the owner is asleep or out somewhere shopping to avoid a confrontation.

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โˆ™ 2012-07-05 02:44:29
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Q: Do you need a writ of repossession in order to pick up a vehicle?
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Are the repossession agent allowed to charge a storage fee and and a repossession fee in the state of Missouri?

Yes. The repossession fee is like a tow bill. They did pick up the vehicle. The storage fee is the time it takes to get the vehicle off of their lot. Each day adds another day of storage fees.


What are the debtor's legal rights under a vehicle repossession?

You have 45 days to pick up your property from the vehicle. That's it. They can tow from your home, work or anywhere else they may happen to find the vehicle.


Can a repossession agent charge a two-day storage fee if they repossess your vehicle at night and you pick it up the next day?

YES


What is the difference between a repossession and a writ of replevin?

Repossession is what is commonly thought of as a "REPO". A self-help repo is permitted by most states. "Writ of Replevin" is the other legal option that a few states require to do the same thing. The state makes money by requiring the Replevin. BOTH have the same effect on your credit. A repo is where a lender contacts someone to pick up the vehicle. You, at that time, do NOT have to surrender the vehicle. A "Writ of Replevin" is where the lender gets a court order signed by a judge for you to surrender the vehicle. It will be served by a Sheriff's officer, with the repo man in tow, and you will then have to let them take the car. Otherwise, you are in contempt and it is not worth it to defy a court order. That is the only time you have to surrender the vehicle.


How do you track an onstar equipped vehicle?

You need to pick up the GPS signal.


Is a repossession company in Michigan responsible for returning belongings?

The repossession company is not responsible for returning belongings. The repossession company is responsible for notifying you where you can pick up your belongings and at what times. Some companies charge you a storage fee or only give you a few weeks to pick up your belongings before they become theirs.


What are examples of voluntary car repo?

If you call the Bank; Finance Company and let them know that you are going to return the vehicle to them. They tell you where you can drop the vehicle off and you deliver it to that place. That is a voluntary repossession. The only other thing would be if the Bank; Finance Company agrees to pick the vehicle up at your residence at no charge.


How many days do you have to pick up vehicle?

You need to contact the lender. Only they can provide that answer.


Do you need any letter from Maricopa County stating that you can pick up your vehicle from the impound lot?

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Can you register a vehicle in California if its wanted for repossession?

As far as I know you can but Im not from cali.oh yeh when and if you do register it be expecting a wrecker to pick it up because then theyll know where your at get a good pair of walking shoes instead.


How do you get the car if you are the cosigner and making the payments?

As the cosigner on the contract, you are an equal owner of the vehicle. You cannot steal your own property. But, if you choose to simply go and pick up the vehicle, contact local law enforcement to let them know your intent and the reason so that when the party who currently has possession of the vehicle comes out to their empty driveway, LEOs know the vehicle was not stolen.You might be required to get a notice or order from your local court, possibly a writ of repossession. Contact the clerk's office of your local jurisdiction and ask; they will likely be happy to help you with this info.Your other option, if you do not want the vehicle, is to contact the finance company and discuss possible voluntary repossession. You may need to seek legal assistance to have your name removed from the contract, and be prepared to show/prove you made the payments and the other party did not.


Do you have to bring your car back to the dealer for repossession or do they pick it up?

You DO NOT have to take it back, but it will save you some money if you do. They will come pick it up if you tell them to.


What is your obligation if you take the car back to the bank before they come to get it?

When the car gets back to the bank, its sold and the debtor owes the difference between what it sold for and the outstanding balance on the loan. IF it sells for more than is owed, debtor has to pick up the check for the surplus. There are no differences between a voluntary repossession/relinquishment of vehicle by the borrower and the forced repossession/recovery by the lender, except for some of the repossession costs such as towing. FYI, a bank will not allow you to return the vehicle in the sense that you can "drop it off" somewhere.


How do you repossess a vehicle in one state when you live in another?

The person doing the actual repossession has to be where the car is. Either YOU go to Kansas or hire someone in Kansas to do the dirty job and you go pick it up. Email me if you need more info. BTW, repoing ain't cheap. Expect to pay $500.00 and up PLUS transport if needed.


Where is neutral safety switch on 1997 Nissan pick up?

It is on the clutch pedal. Meaning the clutch must be depressed in order to start the vehicle, since this effectively ensures the vehicle is in neutral.


Can repossession happen in the middle of the night?

The repo man will pick up the vehicle anytime and anywhere he can do it while watching out for his personal safety. Repo men have been shot at, cursed at, hit, and everything in-between from the person whose vehicle is being repossesed. I would think that night time would be the safest time for a repo.


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Will a repo man come to your PO box to reposses my car?

If that's where you park your car, that's where he will go to pick it up. ---- They may also monitor your post office box until someone shows up to pick up your mail, then follow them to you. Most will wait for an opportunity when nobody is in the vehicle before attempting repossession for their own safety.


How much time does a company have to pick up equipment after they are granted a relief from stay?

Repossession actions are governed by state statues.


If a creditor sues in small claims court to repo a vehicle but doesnt contact you to arrange to pick up the vehicle can you charge them storage fees from the date of the order?

That's creative, but it's more likely that they would sue YOU for failing to turn the vehicle over to them.


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Is it the same thing as repossession if you call the loan company to pick up the vehicle since you can no longer pay for it?

It will show as a VOLUNTARY repo but still a repo. It will indicate to other lenders that you know when you are over extender and that you DO NOT attempt to use their collateral without paying for it. It IS a good idea to do so.


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Can a Repo man take a car if you own it?

A repo worker does not normally pick up a vehicle unless he has an order from the lien holder (usually the creditor who financed the vehicle). If you own your vehicle outright with no liens against it, the repo person probably picked it up by mistake.