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Unlicensed Drivers and Auto Insurance

Yes, All drivers of a motor vehicle on Public Roads are required to carry your states minimum liability coverage. There is "No Exception" for unlicensed drivers. It's the Law.

Without a valid license you will not be able to obtain coverage through the standard carriers as most of them will consider you ineligible for the programs they offer. You will need to contact an Independent Insurance agent that has access to non-standard markets. One company that will still offer you coverage is United Auto Insurance. there are others as well that will extend coverage to you. You will likely be paying a higher rate though as you will be considered high risk.

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I had a car back in my home town, I used to drive it without license. Now I feel it was wrong .

You can not get auto insurance if you do not have a valid drivers license because you can not legally operate a motor vehicle on a highway. The definition of a highway is "any" street for public motor vehicle travel. You can lie and try and use a state ID card or something to actually buy auto insurance but as soon as your agent finds out you do not have a license your policy will be canceled and they may refuse you in the future for that reason. If you get into an accident and you try to use that insurance you will find out that somewhere in the small print is a statement that says they will not be required to cover you in the event you operate a motor vehicle without a valid operators license.

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Q: Do you need auto insurance if you have a car but no driver's license?
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Related questions

Do you have to get auto insurance when you get your license?

No. You need not get insurance when you get a drivers license, but you must get insurance when you buy your own vehicle


Do you have to have auto insurance if you have a drivers license but no car?

If you have your G2 or higher you need insurance to drive.


Do you need auto insurance if you have a drivers license?

Only if you plan to drive a vehicle. This is generally the reason people get a drivers license.


Need auto insurance to be able to get a drivers license?

Car insurance is compulsory in order to take a drive test.


How long do you need a drivers license to be eligible for auto insurance?

You're eligible (even required) to get auto insurance as soon as you get your license. SInce you are required by law to be insured to drive. What will matter in regards to the length you have your license will be be how much you pay for insurance as they will charge higher rates for newly licensed drivers.


Do you need a Drivers License in Georgia to get auto insurance?

Why would you drive without a license? That's problem number one.


Do you need to include your non driving unlicensed spouse to your car insurance?

If your spouse has no drivers license and does not drive, then no, you don't have to include them on your auto insurance policy. Actually, they have to have a drivers license before they can be added to the policy.


Do you need a drivers license to get car insurance?

No, Not necessarily, There are many insurance companies that will issue auto insurance coverage to you without a drivers license. It just depends on the underwriting requirements of the insurance company. Most of the larger national companies will require a drivers license first but many local and regional insurers will have no problem with it.


Where can you purchase insurance without a drivers license?

If you have no drivers license then you have no business driving a vehicle, therfore you do not need insurance.


What do you need to do to get your drivers license back?

To get your drivers license back, you need to check your status to see when you are able to reinstate it. You then need to be approved for SR-22 auto insurance to show to the DMV,fill out an application, and pay a reinstatement fee.


Do i need auto insurance with a license but no car?

you only need auto insurance if you driving. upon buying a car, you should get insurance.


To buy car insurance do you need a valid driver's license?

You do in Texas NO. You do not have to have a driver's license in Texas to get auto insurance. In fact, you have to show proof of insurance BEFORE you get your license....which is completely ridiculous! Unfortunately, there are too many companies that are insuring unlicensed drivers!