When you buying the motorcycle insurance in Malaysia then always compare all the policies that are similar and offer same amount of coverage. Compare similar policies with piam.org.my, you will be able to differentiate them easier and see what the average policy cost is like. Premium costs are decided by insurers based on various factors such as age, gender, driving history, car make and model and more. You may even be surprised by how much prices vary among different insurance companies, so it is always better to get several quotes online from insurers.
If you already have automobile/homeowners insurance I would talk to my current agent. You can also compare the top motorcycle insurers at www.motorcyclenews.com.
Check your car insurance's company. They might offer a discount since you already have insurance with them. Otherwise check Allstate and Geico car insurance.
Let your insurance company handle it. They do it all the time.
Not automatically NO. It depends on why you are lending her your vehicle. If your sister already has Full coverage or liability insurance and you are loaning her your car temporarily while her vehicle is repaired, undriveable etc. Then your sisters insurance policy will automatically cover a temporary replacement vehicle with the same coverage she has on her own vehicle, whatever that may be.
If rent is payable then it is liability for business but if rent is already paid then it is not liability but it is expense.
You can find motorcycle parts in a motorcycle shops that have been established 20-40 years old already.
No. You can not drive it off the lot on to the street without insurance. If you already have insurance you have 10 days to contact your insurance company or your new car will not be covered. As for plates, you are at the mercy of the State. Assuming the dealer paid the fees in due time
The homeowners insurance would need notification.I would notify both cause actually both the renter and the owner can be at risk as far as liability. I would recommend increasing your liability limit to at least 300K if its not there already.
You should hire a licensed contractor. He should already have liability insurance and workmen's comp for his employees. If you do not hire a properly licensed contractor, all the liability for anything tha might go wrong falls on you. If your insurance company discovers that you hired an unlicensed contractor, they could, and probably will, deny payment on any claims you may file. Tread cautiously!
No, Non-Owners insurance, with or without an SR22 filing, As the name implies indicates that you do not own or regularly operate a vehicle. Non-Owners coverage is only secondary coverage to any insurance already on the vehicle being operated. You can not have Non-Owners Insurance on a car nor a motorcycle because to buy the non-owners policy you must declare that you own no vehicle nor do you regulary operate an uninsured vehicle. If you own or regularly drive a vehicle, You must obtain appropriate liability coverage on that vehicle whether you own it or not. Non-Owners Insurance only covers you for un-planned, un-expected vehicle use. It will not cover you in any vehicle belonging to household member nor in any vehicle to which you have ready access.
In most cases I would say no. Presumably, Liability would already have been addressed and covered in your lease agreement. Most commercial lease contracts would specify that the renter will provide their own liability and injury coverage. If yours does not. I would suggest you modify it to do so.
The hospital's insurance will protect the hospital from any liability caused by your meeting. However, the hospital or its insurer may not wish to assume the liability presented by your meeting and may require you to provide your own insurance with the hospital named as an additional insured. That way, the hospital and its insurer is protected in the event of a liability claim. Insurance of this type is expensive to purchase for a single meeting due to minimum premium rules. The cost could be as much as $500 or even more. If your intent is to hold many meetings, it may make sense to buy an annual policy. IN that way, you could provide a certificate of insurance to any place you hold a meeting during the course of the policy-- and the premium may not be much more than for a single meeting.