I could be wrong but I think that Mass. is the only state that doesn't issue ID cards on it's insurance policies to that probably means, yes, you need your ID card in FL. Yes, most definitely. If you're stopped by a law enforcement agent he/she will ask you for proof of insurance, especially if you're being stopped in regards to an accident that has occured.
YES! You are driving. You have to have insurance. absolutely. it does not matter what stage of driving you are at, you must have insurance. you can get pulled over and be ticketed on your permit. you can also get into an accident while driving on a permit. all of the above are logically reasons that you must have insurance to drive on a permit. in fact, i am surprised that you were not asked to show proof of insurance to obtain a permit. so in short, yes you do need insurance to drive on a permit.
If you are using the car for company business - i.e. traveling in it while AT work (not going to and from work in the morning/night), then not only can they ask you for proof of insurance, the MUST ask you for this.If you are driving the car when working for them and you then have an accident, they could be sued if you are not insured and further, the police could hold them criminallyliable.
Auto Insurance in FloridaYou are required by law to have it and carry proof of such while driving in Florida. Failure to do so could result in citations, fines and court appearances. The DMV and every police agency who can run your license will have an up-to-date record of whether you carry insurance and who you carrier is. You can play the odds of not getting pulled over or involved in an accident, but sooner or later one of the two happen to most people.Also, if you're involved in a crash and found to be at fault, not only will you incur the citations, but the other party can sue you for damages and court costs. Get insurance.AnswerHi, so there isn't an agency that will check on you? Only when you register or get pulled over? I read that once registered, you will have to show proof of insurance, but say you register with DMV and then cancel insurance, will they know? Do you have any links that can let me know the exact laws and how the state checks up on you?Thanx Follow-up AnswerFlorida insurance agencies are required by law to notify the Florida Department of Motor Vehicles any time an insurance policy on a vehicle is cancelled or terminated. The DMV will attempt to notify the driver in order to have the driver resubmit proof of insurance. It the driver cannot be reached, he/she's driver's license will be suspended automatically. You cannot even register a motor vehicle in the state of Florida without proof of insurance. Motorcycles are exempt from this rule, however.
Insurance rates are based primarily on your personal driving habits and record, so if you receive a ticket while driving a rental car it can still be reported to your insurance company because the citing officer has your drivers license information. So in short, it is definitely possible for your insurance company to raise your rate based on a speeding ticket you received while driving a rented vehicle.
Your personal auto insurance will be secondary to the insurance of the vehicle that you are driving (assuming you do not own it and it is not a business vehicle). If you get involved in a car accident while you are operating a vehicle that is -not- yours, then the insurance of that vehicle has to pay first, and if that insurance is not enough (or is not there) then your insurance will kick in. Notice that if you get pulled over by police they will ask you to show proof of insurance on the vehicle (not your insurance.) The law requires all vehicles to be insured, not individuals.
no Actually, it depends on what you mean. In the U.S. you do not have to have car insurance if you don't drive a car, so if you don't own a car, by default you don't have to keep insurance, however, many states in the U.S. require you to have insurance if you are driving, so if you borrow someone's car, you may be required to have insurance while driving it. In the states that require insurance, you can get a ticket if you don't have it, so if you borrow a car, be sure the owner has it insured and ask him for a copy of the policy of proof of insurance card.
In most states in the United States, you do not need to carry proof of insurance with you, but you must be able to produce it in court. No penalty exists for not having proof of insurance with you. Most cars come with a folder in the glove compartment with two pockets. One pocket is for the registration and the other is for the insurance card. Inform your friend. What will happen in court will probably depend on the other information on the citation.
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