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As long as it is just a visit, and your primary residence is still the apartment that you rent, keep the insurance. Many leases, even residential ones, require that insurance be maintained during the term of the lease, with the landlord named as an additional insured. Therefore, were you to cancel coverage, you may be deemed to be in breach of the lease.

Additionally, renters insurance covers primarily contents and those things "within the 4 walls"; the landlord's coverage generally covers the structure. Therefore, were there to be a covered loss while you were away and the insurance had been cancelled, you would be effectively uninsured.

It is also important to check the insurance policy to determine whether or not there are provisions requiring you to notify the insurer or the agent of your extended absence. The reason for such a provision is because, in theory, a greater risk of loss may be considered to exist in a vacant unit that has no one monitoring potential problems (such as leakage of water), that could give rise to a claim.

Review the policy with your agent prior to departing, but keep it in force.

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โˆ™ 2014-11-27 00:33:09
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Q: Do you need to keep renters insurance on an apartment if you go out of state for a few months?
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Related Questions

Is renters insurance required in California?

Unlike auto insurance, there is no state law in California that requires a renter to carry insurance. However, there is a growing trend of Landlords requiring their tenants to carry renters insurance as a part of their lease agreement. Regardless of whether or not your landlord requires you to maintain insurance I would recommend looking into obtaining a renters policy for yourself. Renters insurance is usually very cheap in California. Many renters policies not only cover your personal property in your apartment, but anywhere in the world as well.

What company offers E Renters Insurance?

There are many companies that offer renters insurance (there is no such thing as E renters insurance). Most major insurance agencies such as Allstate and State Farm will offer this.

Is it legal for a landlord to request renters insurance in the state of California?

Apparently, it is. I lived in Southern CA. in an apartment complex that kept flooding. So when the owner got everything fixed, he required renters insurance so that he couldn't be sued if it flooded again.

Where can I find online renters insurance?

Renters insurace and coverages vary by state as insurance is regulated in each state. Many comapnied such as Allstate and State Farm offer renatl insurance plans.

What is the best renters insurance for a college student?

There are many companies that offer renters insurance. The best place to purchase renters insurance will depend on your location and individual situation. Some of the top rated renters insurance companies are Travelers Insurance, State Farm, Liberty Mutual, and Farmers Insurance.

How much does it cost for renters insurance?

For less than a dollar a day, a State Farm renters insurance policy will cover all of your property at its full replacement cost. Protect your possessions with State Farm renters insurance, and you could end up saving thousands.

Where can I check the cost of insurance?

Renters insurance is a lot different than car insurance. You can find renters insurance from the State Farm Insurance website. Auto insurance is available on Progressive.

Where can one inquire about renters insurance rates?

There are many insurance companies that offer renters insurance. Some of the more reputable insurance companies are Geico, State Farm and Progressive.

Where can one buy renters insurance in Houston?

There are several places where someone can purchase renters insurance in Houston. Sites like Liberty Mutual, Progressive, Geico and All State all are good places where a person can buy renters insurance.

Where can one find information on renters liability insurance?

There are many place to get Renters Liability Insurance,some of which are State Farm,Geico,Shelters insurance, and there are many more to check out what they offer.

Do I need renter's insurance in Massachusetts?

Renters insurance is needed in every state. Without it, any damage or theft of your personal possessions is your responsibility. Renters insurance covers your personal property.

what is a good company to get renters insurance through?

Many of the major insurers that offer home owners or car insurance also provide renters insurance. State Farm, Allstate, and others all provide renters insurance, and some websites can help you compare the costs and coverages.

Is it required to buy renters insurance in Florida?

In the state of Florida, it is not required for people renting real estate to purchase renter's insurance, but the state also does not offer any other type of protection for these renters.

Where can I apply for cheap renters insurance?

There are manys places to apply for cheap renters insurance. It all depends on what companys are closest to your location. If you have a different form of insurance already, you can go through your insurance company. If not, State Farm.

What is the average cost of renters insurance in tampa fl?

It is difficult to state what the average cost is. This is because insurance premiums in general, and this type in particular, differ based upon various factors. Some of them include: 1. The physical address of the apartment; 2. Whether it is a building with an attendant (such as a doorman); 3. The floor of the apartment if it is a multi-story building; 4. The type of lock(s); 5. The nature, if any, of the fire sprinkler system; 6. The insurance company involved. Since renters insurance covers primarily the contents of the apartment, a great deal of what the premium will be depends upon the contents of the apartment" furniture, jewelry, rugs, etc.

Which Insurance companies offer the best prices on renters insurance?

State Farm offers some great rates on renters insurance. They also have very good coverage as well, making them a good choice.

What is a good company to buy renters insurance from?

One of the main companies that sells renters insurance nationwide and allows customers to make online purchases is State Farm Insurance. You can find more information on their website.

Who sells cheap renters insurance?

"Many companies sell cheap renters insurance. Don't just go for price though- make sure the company provides everything you need. State Farm is one good company that provides cheap, reliable renters insurance."

Where can one find renters insurance in Chicago?

Renters insurance for people living in Chicago can be purchased from most insurance companies. You can check with the company that carries your auto insurance to see if there is a price break. You can also contact insurance companies such as Nationwide, State Farm, Progressive, and Farmers.

Can a foreign national sell US renters insurance?

If the foreign national is properly licensed for a given U.S. state then he can sell renters insurance in that state. Each U.S. state has it's own licensing requirements. There is not one license for the whole country, you have to be licensed for each of the 50 states in which you want to sell insurance.

Where can you buy Renters Insurance?

You can purchase Renters Insurance from multiple sources both on and offline from sellers such as Esurance, GEICO, and Statefarm. You might also find there exists local options that will offer better rates for in-state buyers.

What are some factors that influence the cost of an insurance policy for renters from State Farm?

Factors that influence the cost for State Farm renters are amount and types of coverage purchased. Another factor that influences it is the deductible that is selected.

What company provides good ho6 condo insurance?

Condo insurance is basically renters insurance. You can go to a few different companies to do this, the best and most prominent one is probably State Farm Insurance.

Is it a state law in Minnesota that you have to have renters insurance?

In Minnesota it is required by law to have renter's insurance. This is due to the fact that if your home is ever damaged then you must have the insurance in order to cover the damage to the owner.

Where is the place to find renters insurance in PA?

State Farm, Geico and Liberty Mutual all offer renter's insurance in your state. I recoment you begin by submitting your basic information online to get quotes.