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As long as it is just a visit, and your primary residence is still the apartment that you rent, keep the insurance. Many leases, even residential ones, require that insurance be maintained during the term of the lease, with the landlord named as an additional insured. Therefore, were you to cancel coverage, you may be deemed to be in breach of the lease.

Additionally, renters insurance covers primarily contents and those things "within the 4 walls"; the landlord's coverage generally covers the structure. Therefore, were there to be a covered loss while you were away and the insurance had been cancelled, you would be effectively uninsured.

It is also important to check the insurance policy to determine whether or not there are provisions requiring you to notify the insurer or the agent of your extended absence. The reason for such a provision is because, in theory, a greater risk of loss may be considered to exist in a vacant unit that has no one monitoring potential problems (such as leakage of water), that could give rise to a claim.

Review the policy with your agent prior to departing, but keep it in force.

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โˆ™ 2014-11-27 00:33:09
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Q: Do you need to keep renters insurance on an apartment if you go out of state for a few months?
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What company offers E Renters Insurance?

There are many companies that offer renters insurance (there is no such thing as E renters insurance). Most major insurance agencies such as Allstate and State Farm will offer this.

Is it legal for a landlord to request renters insurance in the state of California?

Apparently, it is. I lived in Southern CA. in an apartment complex that kept flooding. So when the owner got everything fixed, he required renters insurance so that he couldn't be sued if it flooded again.

Is renters insurance required in California?

Unlike auto insurance, there is no state law in California that requires a renter to carry insurance. However, there is a growing trend of Landlords requiring their tenants to carry renters insurance as a part of their lease agreement. Regardless of whether or not your landlord requires you to maintain insurance I would recommend looking into obtaining a renters policy for yourself. Renters insurance is usually very cheap in California. Many renters policies not only cover your personal property in your apartment, but anywhere in the world as well.

Where can I find online renters insurance?

Renters insurace and coverages vary by state as insurance is regulated in each state. Many comapnied such as Allstate and State Farm offer renatl insurance plans.

Where can I check the cost of insurance?

Renters insurance is a lot different than car insurance. You can find renters insurance from the State Farm Insurance website. Auto insurance is available on Progressive.

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There are many companies that offer renters insurance. The best place to purchase renters insurance will depend on your location and individual situation. Some of the top rated renters insurance companies are Travelers Insurance, State Farm, Liberty Mutual, and Farmers Insurance.

How much does it cost for renters insurance?

For less than a dollar a day, a State Farm renters insurance policy will cover all of your property at its full replacement cost. Protect your possessions with State Farm renters insurance, and you could end up saving thousands.

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There are many insurance companies that offer renters insurance. Some of the more reputable insurance companies are Geico, State Farm and Progressive.

Where can one find information on renters liability insurance?

There are many place to get Renters Liability Insurance,some of which are State Farm,Geico,Shelters insurance, and there are many more to check out what they offer.

Do I need renter's insurance in Massachusetts?

Renters insurance is needed in every state. Without it, any damage or theft of your personal possessions is your responsibility. Renters insurance covers your personal property.

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Many of the major insurers that offer home owners or car insurance also provide renters insurance. State Farm, Allstate, and others all provide renters insurance, and some websites can help you compare the costs and coverages.

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