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Do you need to write your account number on the back of a check you are going to deposit?
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Can you deposit cash into someone else account at different bank with only account number or do you need bank routing number also?
You do not need the routing number if you are going to that person's bank and making a deposit. You would only need the routing number for an electronic transfer.
Can you sign your husbands check if you have separate accounts?
There are two ways to answer this question.. both of them are no. 1) If writing a check from your husands account, the signature in the bottom right hand corner needs to be his. No one else is allowed to sign the that corner except for the account holder. If you are both on the account then both or your names will be typed on the top left of the check, so either of you will be able to sign that line in the bottom right hand corner. 2) If you are asking about a signing a check that is written out to your husband, only he can sign the back of it. If he has asked you to deposit it into his account for him and has forgotten to sign the back then you are allowed to write "For Deposit Only" on the back and write his account number below if you know it. You are never allowed to cash a check that is written out to him unless he has signed the back, then written "pay to the order of (YOUR NAME) and then you have signed below. If it were going into a joint account you may deposit the check and receive cash back assuming you have money in the account.
How do you cash a check someone wrote you?
There are two ways to do this. If you have a bank account of your own, and if your bank account has as much money or more, as the amount of the check, then you can take it to your bank and they will cash it for you. If you do not have such a bank account, your alternative is to take the check to the bank which issued the check (the address is printed on the check) and to also take legal identification with you (such as a driver's license or a passport) and they will cash it for you. I will also note that if neither of these alternatives is going to work for you, you might consider depositing the check in your account, or opening a bank account in which to deposit the check, rather than cashing it. It will clear, usually within a week, and you can then withdraw the money from your account. You do still need ID to open an account, however. Without ID, the world of banking is closed to you. Banks need to be able to confirm your identity.
Why banks freeze bank accounts?
This is done to prevent people from spending the money in the account or moving it elsewere. This is usually done when the perosn is acused of criminal activity to keep them from emptying their accounts and moving to another country to avoid going to jail. Used to prevent losses to the bank. Most banks make funds from a check you deposit available to use before they actually receive the money from the other bank that the check was drawn on. Some people will deposit checks they know won't clear into an account, then as soon as the funds are made available withdraw them. A little later the check will bounce, but the person will have already stolen the illegitimate funds. A bank can freeze an account so that a person can't do that.
If there is no money in a checking account can you cash a check?
There are a couple ways to answer this question. 1) IF A CHECK IS WRITTEN OUT TO YOU.. and you would like to cash it but have no money in YOUR account: Unless it is a government check or a payroll check you will not be able to cash it. Most banks now require you to provide your Social Security Number when cashing it instead of your account number (since there is no money in your account to "hold the check" against.) IF you still need to cash it you can always bring it to the bank that it was "drawn off of" on every check it says what bank that persons account is at. 2) IF A CHECK IS WRITTEN YOU TO YOU.. and you would like to cash it but the person whose account it's coming from does not have enough money (or no money) you'll still be able to cash it, however the person whose account its coming from will be hit with an overdraft fee. Also, when you bring it to your bank to cash it and it is "drawn off" a different bank the money may be drawn out of YOUR OWN account. Banks dont like giving out money for free. I highly suggest you bring it to the bank it was drawn off of to avoid any problems. 2) IF YOU WROTE OUT A CHECK.. and dont have enough money in your account the check might go through, but you will be hit with a big overdraft fee for going below $0.
Can you deposit a large check into your spouse's account that does not have your name on it?
Yes. There are no restrictions as to who can deposit cash into a checking account. Anyone can deposit cash into anyone else's account as long as they know the account number of the account into which they want to deposit cash. For ex: I can walk into the bank branch where you hold a checking account and deposit $500 into it if I know the account number. Nobody will ask or question me as to why I am doing so… Since in your case it is only your spouses' account no one is going to ask you anything. But, since the amount is high (as you say) she may have to show proof of income if the bank asks her to do so.
Can you deposit cash into someone else account at different bank with only account number or do you need bank routing number also?
You do not need the routing number if you are going to that person's bank and making a deposit. You would only need the routing number for an electronic transfer.
Can I deposit a check into someone else's checking account?
Yes, but conditions must be met. The person has to endorse the check and you may have to have the funds of your own in the account to cover the check in case it is NSF.You may have to wait to use the funds until the check clears the bank it was issued from.
Can you deposit to your checking account without going to home branch?
no,
When freezing an account does it stop funds going in?
no - only stops funds from leaving your account you can still deposit
Can you sign your husbands check if you have separate accounts?
There are two ways to answer this question.. both of them are no. 1) If writing a check from your husands account, the signature in the bottom right hand corner needs to be his. No one else is allowed to sign the that corner except for the account holder. If you are both on the account then both or your names will be typed on the top left of the check, so either of you will be able to sign that line in the bottom right hand corner. 2) If you are asking about a signing a check that is written out to your husband, only he can sign the back of it. If he has asked you to deposit it into his account for him and has forgotten to sign the back then you are allowed to write "For Deposit Only" on the back and write his account number below if you know it. You are never allowed to cash a check that is written out to him unless he has signed the back, then written "pay to the order of (YOUR NAME) and then you have signed below. If it were going into a joint account you may deposit the check and receive cash back assuming you have money in the account.
Can a check be deposited into a minor account?
If the minor is going to do it alone - Then No. If the minor is taking an adult guardian with whom they have a joint account - Then Yes. Banks do not let minors transact alone and by themselves with them because of their age
Is your money safe if you are to deposit it in banks?
As long as the online bank is a member of the FDIC, the money you deposit in your savings account is federally insured up to $250,000. You can check the current FDIC status of the bank by going to the FDIC website. Never open any bank account, online or off, with a bank that is not an active member of the FDIC.
What is the difference between an account number and a routing number?
Account numbers are like a cumstomer ID specific to the customer and the routing number is specific to the bank, sort of a bank ID. For electronic funds transfers, the routing number lets them know what bank the money is going to and then the account number lets them know the person the money is going to at that bank. The routing numbers are typically nine digits and usually the first set of numbers (from left to right) at the bottom of a check, then followed by either the check number or the person's account number.
How do you get your account after you lost your bank book and account number?
You need to visit the bank and speak with a customer service representative. You should bring three forms of identification with you. You will need to prove without a doubt who you are and the bank will submit the proof to their main office. Before going to the bank you should check your records carefully to see if you have any old deposit/withdrawal slips or correspondence related to account.
How did people deposit a payroll check in the 1960s?
People could deposit a payroll check in the sixties. They did this by going to the bank. They would sign the back of the checks and put them into their accounts. It was similar to how it is done now.
How do you check old rogers text messages on line for your own account?
You can check your text messages by going into your account. You will need the username and password associated with the account.
