Even when unemployed there are still options for health insurance. eHealth Insurance can assist those looking for plans and can even get multiple quotes from competing companies.
Health insurance options for the unemployed are very limited and vary from state to state and country to country. In some cases, coverage from a previous employer's group plan may still apply to the individual. In other cases, a spouse or other family member may have a group plan that would cover the unemployed individual.
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Yes! If she has a state-funded insurance also, the husband's coverage will be secondary.
I'd call and ask your prior health carrier my first instinct is to say no, I doubt you will have coverage for this.
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No, there is no such thing as "free" health insurance. The only health coverage for which there is no co-pay or premiums is Medicaid and you must meet certain eligibility requirements. Also, on Medicaid there is still a small co-pay on all prescriptions.
Yes, if you are still working at the job that provides the insurance. When I was in college the health center offered a cheap student health insurance. Check and see if yours does.
That depends on the coverage of your insurance, but there are insurance companies who definitely allow dental braces coverage. However, it is still best to double check with your provider about the terms that goes along with dental braces coverage. For instance, most health plans only covers orthodontic treatments (partially) for minors or children under 18. If you're planning to get a dental braces, but your health plan doesn't include orthodontic coverage (e.g. teeth whitening, dental braces, amalgams) then what you can do is to buy supplemental orthodontic insurance.
Generally yes. Most employer coverage is guaranteed issue. If you applied for an individual coverage and were denied for underwriting reasons that should have no effect on the employer plan. In fact, it is common for someone with an uninsurable condition to make the availablility of health insurance a prime consideration when looking for a new job for this very reason.
As per the healthcare department, open enrollment for health insurance has been over. But there are still 2 ways to get it. If you qualify for a Special Enrollment Period due to a life event - like getting married, losing other coverage, or having a baby.If you qualify for Medicaid or the Children's Health Insurance Program (CHIP). You can apply for these programs any time. If you live in California, can get the help of Rais Insurance to know full information about health Insurance.
Consumers in Wichita, Kansas save on their insurance by using Insurance4USA.com to shop for their health coverage. Fill out a quote request to compare your insurance rates with up to three providers in your area. If it has been a long time since you have reviewed your coverage, do it today. You may be paying too much, or not getting the coverage that you truly need. For example, if you leave a job, and are still under an employer sponsored plan (or COBRA), you could be paying thousands more, per year, than you have to for coverage you might never use. Request a quote to be sure that you are getting the best coverage for your situation.