Do you still have health insurance coverage when unemployed?
Assuming you had health insurance when you were employed, you may continue that insurance through the COBRA program by paying the applicable premium. Those premiums will be much larger than the ones you were paying while you were employed.
Health insurance options for the unemployed are very limited and vary from state to state and country to country. In some cases, coverage from a previous employer's group plan may still apply to the individual. In other cases, a spouse or other family member may have a group plan that would cover the unemployed individual. Read More
Even when unemployed there are still options for health insurance. eHealth Insurance can assist those looking for plans and can even get multiple quotes from competing companies. Read More
can you still stay on your husbands insurance if you get a divorce Read More
No, there is no such thing as "free" health insurance. The only health coverage for which there is no co-pay or premiums is Medicaid and you must meet certain eligibility requirements. Also, on Medicaid there is still a small co-pay on all prescriptions. Read More
If I had health insurance when I delivered my baby but lost coverage by my 6 week post partum check-up am I still covered for that appointment?
I'd call and ask your prior health carrier my first instinct is to say no, I doubt you will have coverage for this. Read More
When husband is working and his wife collects SSI can she still be covered under her husbands employee health insurance?
Yes! If she has a state-funded insurance also, the husband's coverage will be secondary. Read More
That depends on the coverage of your insurance, but there are insurance companies who definitely allow dental braces coverage. However, it is still best to double check with your provider about the terms that goes along with dental braces coverage. For instance, most health plans only covers orthodontic treatments (partially) for minors or children under 18. If you're planning to get a dental braces, but your health plan doesn't include orthodontic coverage (e.g. teeth whitening… Read More
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If you are denied temporary health insurance can you still be eligible for insurance from the same company when you start your new job?
Generally yes. Most employer coverage is guaranteed issue. If you applied for an individual coverage and were denied for underwriting reasons that should have no effect on the employer plan. In fact, it is common for someone with an uninsurable condition to make the availablility of health insurance a prime consideration when looking for a new job for this very reason. Read More
There are lots of reasons that dropping your health plan at any time is unwise. But to answer your question: You can go for up to three months without health insurance, and still not have to pay the penalty/ tax. You drop your health plan by stopping your monthly payments for it. If you are covered by an employer plan, you would notify your employer. The employer will have forms for you to sign, and… Read More
As per the healthcare department, open enrollment for health insurance has been over. But there are still 2 ways to get it. If you qualify for a Special Enrollment Period due to a life event - like getting married, losing other coverage, or having a baby. If you qualify for Medicaid or the Children's Health Insurance Program (CHIP). You can apply for these programs any time. If you live in California, can get the help… Read More
If you and your spouse are legally separated is the wife still covered under the health insurance until which time they are divorced?
As long as the premium is being paid on any person listed on a policy, that person is still covered. If one of the persons listed on the policy moves out of the "coverage area" (like out of the state) of the policy, it is possible that person could be excluded from coverage. Check with the insurance company for the details. Read More
The montly cost varies according to the type of health care coverage you opt to buy. If you have group insurance the cost is lower but is still based on what the plan covers and does not cover. There are reasonbly priced health insurance plans available. You should contact an independent insurance agent to get specific information based on your family's need. Read More
Yes, if you are still working at the job that provides the insurance. When I was in college the health center offered a cheap student health insurance. Check and see if yours does. Read More
Yes, you are allowed to refuse to be covered by the employer's plan. They may ask you for proof of coverage elsewhere, which you may or may not have. The insurance carrier wants this, in order to know that people are not dropping out for other reasons. Even if you do not have coverage elsewhere, you can still refuse to join the employer's plan. Read More
Your mom's company will probably drop its current health insurance plan and go with Obama's public option, because the public option is going to be cheaper than private insurance. You'll still have coverage, but being cheaper, it probably won't be as good as what you have now. Read More
Is it HMO or PPO coverage? There's always HIPAA - see links. The Insurance Company must provide the same benefits and plans as before. So, would they have covered out of state if you were still an employee? Read More
Full coverage requirements have nothing to do with the age of the car. If you still make payments on the car then you still have to have full coverage. If you own the car outright, then you do not have to have it. Read More
A person can certainly choose to drop a spouse from their coverage with one exception. If the employer is paying 100% for the employee and spouse then the employee can not opt out of coverage since it costs them nothing. You may be required to show that the spouse has alternate coverage. Check with your HR department or benefits coordinator. Read More
Health insurance coverage varies greatly from company to company and from individual coverages.You will need to contact your provider to find out if you are covered and the extint of the coverage. Also, contact your surgeon who did your implants to find out who the manufacturer of the implants were.Sometimes the manufacturer will replace a deflated implant at no cost for the implant , you still have to pay for the surgery. Read More
When your insurance is expired, You no longer have insurance. There is no grace period in which you still have coverage when your policy is expired. Your company may give you up to 30 days in which to renew your policy before they surcharge you and you lose your prior coverage discount. This is however totally at their discretion and you still have no coverage in the mean time until you renew your policy. Read More
I would think you are still an employee, and are therefore still covered through your employers group policy. If this is not the case, in most states you are going to ineligible for individual health insurance while you are disabled. However your employer must maintain (but not pay for) your group coverage under the Family Medical Leave Act. For more details use this link. http://mtnhealthinsurance.com/index.php?pageName=FMLA Don http://mtnhealthinsurance.com Read More
Yes. Off road vehicles do not require insurance. Read More
If you have health insurance alreadydo you still have to buy it from steak n shake? Also do you work more hours if you have health insurance? Read More
No. Even if you have commercial insurance on your vehicles, you are still responsible for providing the insurance company with a list of drivers. If you do not notify them of the people driving the vehicles they can still deny coverage as you are not obeying the terms of the policy. Read More
Yes. You'll be required by the lienholder to get full coverage, typically. Read More
If your car is declared totaled do you still have car insurance The insurance company has not paid yet.?
Hi, It depends on what type of insurance you had. Liability, full coverage...etc...Call your insurance company and find out. Read More
Any medical condition can be a pre-existing condition to an insurance company precluding coverage. However, it is possible to still get coverage and deny the pre-existing clause by providing a certificate of continuous coverage from another insurance company. Read More
What happens if your ex wife is still using your health insurance after the divorce and you are not responsible per your agreement for her health insurance?
Contact your insurance company and let them know IMMEDIATELY !!!! Are you paying premiums for her? Read More
If you lose your job and primary health insurance but are also covered through your spouse's group plan are you still eligible for COBRA?
That would depend on if your spouse's coverage is group or individual coverage. If it is group coverage offered by your spouse's employer then NO. Cobra regulations specifically say that you are not eligible if you have other employer sponsored group coverage with one exception. That is if the other coverage includes any pre-exisitng conditions clause that would deny you coverage for that illness/injury. If you have no pre-existing conditions or the pre-ex caluse does… Read More
India has many companies offering health insurance. In addition, there is a plan to have government-sponsored health plans for the poor and needy, which is still in the study stage. Read More
Yes, there are many health insurers in Ohio. In fact, Ohio health insurance rates are quite affordable compared to most other states. Read More
There really is no such thing as full coverage and insurance companies certainly do not use this term. It is an old term that was used to mean you had physical damage coverage in addition to liability on your insurance. Normally it meant that you had comprehensive and collision coverage. Now there are many different coverages that you can add to your policy but still if you buy everything that is available it still doesn't… Read More
whether you have insurance or not, you still go to the dentist and they will help you. Read More
You have storage coverage on a car that you are trying to now sell can it be test driven and still be covered?
It sounds unlikely that you have coverage for road use of any sort, but check your documents and ask your insurance company, much will depend on your particular insurance contract. Read More
Will New Yorkers with domestic partner health insurance have to marry their partners to keep their benefits?
Probably not. New York City, for example, still maintains its domestic partnership registry. Most large employers have not eliminated their domestic partner benefits and insurance companies continue to sell domestic partner coverage. Read More
Yes. Both PPO and HMO (and other types of healthcare systems) are still fully legal. What has changed is the minimum level of coverage required for a plan, not HOW that coverage is delivered. Read More
I have a prescription from my old doctor with my old health insurance. I have new health insurance now. Is my prescription still good?
Yes, your prescription is still valid. When you go to the pharmacy just give them your new prescription/insurance card. Hope this helps:) Evan Read More
I believe it depends on the state, but as far as I know, if you have to have full coverage on a financed car, it doesn't matter where it's financed. If you still have questions, ask your insurance person, they'll know the answer. Read More
The benefits of having a term life insurance with no medical exam is not having to go through a medical exam before being signed on a policy. This could benefit an individual who has poor health but still requires coverage, as there would be no exam that could inconvenience them. Read More
Yes, you can still get long-term care insurance at age 68, however, the premiums you are going to pay will be more expensive compared to someone who got it in a younger age, say like around his 50s. Also, qualifying for the coverage might be more difficult because insurance companies also take in consideration the applicant's health condition. The older you are, the higher the chances that you have health issues that have already started… Read More
It really depends on the type of coverage you have. Normally if that person had permission to drive the vehicle, you have full coverage/collision insurance, and that person was at fault your insurance will cover damages. If someone else caused the accident, you would still receive damages from their insurance if they were insured. Sometimes however the driver's insurance would cover your damages under certain circumstances. As always, it is really best to ask your… Read More
The insurance should cover an accident while it was in force. If you had insurance 2 months ago and the accident happened 2 months ago, coverages should apply. If the accident happened today and the coverage stopped 2 months ago, there should not be coverage. Read More
Yes, If the policy was active at the time of the loss then coverage is still valid and not affected by the death of the insured. Read More
You will be covered for just about anything but still asked for deducible usually if you are at fault Read More
yes, not unless you asked your agent to deactivate coverage. Read More
Builder's risk insurance provides coverage to properties while they are still under construction. DGI Direct and Zurich are two companies that provide such insurance services. Read More
Gmac insurace Is insurance for people that can't afford other insurance because of the income that they make. It's affordable and it still gives you the same coverage as any other insurance will give you just at a lower rate. Read More
He didn't sign any health insurance into law. The misconception is that the Affordable Care Act (or "Obamacare") is a health insurance plan. It's not exactly. The ACA does lots of things. But the main thing it does is that it requires everyone in the United States to have some form of health insurance- this is the so-called "individual mandate". The law also helps people get insurance by setting up "exchanges" where they can shop… Read More
What do you do if your motorcycle is totaled in an accident with no insurance but you still owe on the bike?
you still owe on the motorcycle. that's why banks require full coverage at the time of the loan-so that they will get their money. Since there is no insurance company, YOU are responsible for paying off the loan. Read More