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Do you still have the option to enroll or not enroll after applying for a credit card?
ImSkimboarding
After you apply for a credit card, if you are approved, you can decide if you want to use the card or not. There is not an "enroll" option typically after you apply as the credit card company assumes you want the card if you are applying.
If you decide that you do not want to use the card, it is probably best to close the account to avoid identity theft or the temptation to use the card if you do not really need it.
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∙ 9y ago
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How might one still buy a house with bad credit?
By taking time to pay your debts and improve your credit rating you can make yourself eligible for a good credit rating resulting in mortgage approval. Paying your debts in full will prove you are serious when applying to buy a house
Where can someone get a loan when they have bad credit?
If an individual has bad credit there are still ways of getting a loan. One strategy is using home equity as a line of credit. Other options include applying to credit unions, peer to peer loan programs, or a having a co-signer. In all of these cases, it would be wise to improve credit during this process.
How can being a car loan co signer affect applying for a mortgage?
If they pay the loan late it will report on your credit and effect your credit score--which effects your rate. But if they do pay late, and you can show from cancelled checks that they pay the loan you can still get a loan.
Does paying off your credit card in full still count towards your credit rating?
I've been told that if you leave a small balance on your credit card it'll count towards your credit rating due to the fact the credit bureaus want you to pay off the money they lent you but also want to make money on top of that. I know this is a good way to appeal to a lender when applying for a loan. But if there is a way to avoid deliberately paying interest I'd rather pay it in full if I can afford to and still have it qualify as a credit rating.
When the credit card company gives you the option of closing your account instead of accepting their interest rate increase and you choose to close do they still charge you interest each month?
You can't close a credit card unless the balance is zero.
How might one still buy a house with bad credit?
By taking time to pay your debts and improve your credit rating you can make yourself eligible for a good credit rating resulting in mortgage approval. Paying your debts in full will prove you are serious when applying to buy a house
How do you get JUST ONE MONTH on runescape membership but not keep on going on for more months?
You can purchase 1 month by choosing the PayPal option of payment, and selecting one month. If you are using the credit card option, you can purchase the automatic membership renewal option, and then immediately afterward cancel the next month's renewal, and still have the month's credit that you already paid for.
Where can someone get a loan when they have bad credit?
If an individual has bad credit there are still ways of getting a loan. One strategy is using home equity as a line of credit. Other options include applying to credit unions, peer to peer loan programs, or a having a co-signer. In all of these cases, it would be wise to improve credit during this process.
How can being a car loan co signer affect applying for a mortgage?
If they pay the loan late it will report on your credit and effect your credit score--which effects your rate. But if they do pay late, and you can show from cancelled checks that they pay the loan you can still get a loan.
Does paying off your credit card in full still count towards your credit rating?
I've been told that if you leave a small balance on your credit card it'll count towards your credit rating due to the fact the credit bureaus want you to pay off the money they lent you but also want to make money on top of that. I know this is a good way to appeal to a lender when applying for a loan. But if there is a way to avoid deliberately paying interest I'd rather pay it in full if I can afford to and still have it qualify as a credit rating.
When the credit card company gives you the option of closing your account instead of accepting their interest rate increase and you choose to close do they still charge you interest each month?
You can't close a credit card unless the balance is zero.
Does applying for new credit cards hurt your score?
Every time you apply for credit and a creditor pulls a report it hurts your FICO score. The rule is to have no more then 6 inquiries on your credit report with in six months. They say a hard inquiry pulls your score down 3-5 points. There are 2 different inquiries hard and soft. A soft inquiry is when you pull your report or a creditor you already have pulls it to make sure you still have a good profile. The hard inquiries are the ones that hurt your score. It means that you are applying for credit.
How can I get a credit card with bad credit?
If you have bad credit, a secured card may be your best option for rebuilding your credit. A secured card is secured by your deposit, but still works like a regular credit card and is reported to the major credit reporting agencies. You can find out more information at http://www.creditcardguide.com/bad-credit.html?ac=101&uv=1126&gclid=CKOImqvz-6kCFZBT7Aod9yHSWA
Do I Require A Perfect Credit To Get Approved For A Business Cash Advance?
Business owners who do not have a perfect credit or collateral to provide are still able to get authorized and get hold of funding. Because business cash advances are depending on future credit card sales, personal credit records isn't taken into consideration as a great deal as when applying for a small business loans from banks.
Are there Real Estate Licensing classes in Maryland?
Yes there is. But these licensing classes do not assure you a license once finished - unless it is a class or training offered by Maryland Real Estate Commission themselves. Only the real estate licensing department can give the actual examination and licenses to realtor applicants. However, you can still enroll to these licensing classes to complete several credit requirements before applying for a license as well as prepare yourself into taking the national realtor exam.
What does it mean when you are preselected for a credit card?
That's just a term that marketers use. They buy your name and personal information from a credit bureau or from another business, and mail you a notice saying that you can apply for their credit card. You still have to be approved once you apply. There are normally a lot of asterisks, footnotes or "terms and conditions" clauses in small print that you should read. Applying for credit, whether or not you ever use it, can affect your credit rating.
If a credit card is not activated does it still reflect on your credit report?
Yes. If they extend the line of credit to you, and you do not activate it, it will still show up on your credit report.
