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Call your Insurance Agent, he should be able to advise you of your coverage.

You could also refer to your policy language and look for the terms "Mold or Fungi".

Bare in mind that many homeowners policies now exclude coverage for mold or fungi unless you opted to purchase additional coverage. Most Mold and fungi is considered a maintenance issue and coverage is provided through endorsement for an additional premium these days.

Just make sure whoever is replacing your mold is a licensed contractor. You do not want someone who will install black mold incorrectly. (just kidding)

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Q: Does American family insurance cover black mold?
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