No, Florida law does not require that title insurance be issued. The only requirement to transferring title, is that a proper deed be recorded. However, having said that, if you are buying a property from someone, title insurance is greatly recommended. Title Insurance is the only thing that protects you in the event you receive a fraudulent title, or you later find out that there are undisclosed liens or encumbrances against the title. I would never buy any property without the protection of a title insurance policy. If, on the other hand, your parents are transferring to you their property, and you already know the history of the title, title insurance would not be needed.
Yes, in fact all states require auto insurance.
In the state of Florida mope riders are not required to have Personal Injury Protection insurance. However, the state does recommend being well insured.
Motorcycle insurance is not required in Florida. Banks will require you to carry it if motorcycle has lien. Most major manufacturers(Honda, Yamaha, Suzuki, etc.) do not require insurance if you finanace through them. Must have insurance to ride without a helmet in Florida, though.
Auto insurance coverages fall into some broad categories. They are, in general, Medical Payments, Collision, Comprehensive, Liability (Bodily Injury and Property Damage), Uninsured/Underinsured Motorist, Rental Car, and, if you live in a no-fault state, Personal Injury Protection (PIP). BODILY INJURY LIABILTY INSURANCE. All states require bodily injury liability insurance, except for Florida (a no-fault state) and New Hampshire. As of June 1, 2010, Wisconsin now also requires bodily injury liability insurance. PROPERTY DAMAGE LIABILITY INSURANCE. Property damage liability coverage addresses the costs of damages to the other driver's vehicle or property should you be involved and found at-fault for an auto accident. Commonly, property damage liability insurance also covers the damage caused by other authorized drivers of your vehicle. Currently, all states require property damage liability insurance.
Is the car on Private property or parked in a public place? On your Private property, without valid Tags and Without a loan against it then no insurance required.
Bulldogs are cute. I don't think any state would be so cruel as to make you have insurance.
In the state of Florida, drivers with only a learner's permit must be on their parent's insurance so that in the event that an accident does occur then they are covered.
Almost all of them, It has become the norm in the industry
No, your homeowners insurance does not cover tenants nor any of their property or liabilities. actually, the presence of tenants without the presence of an owner can void all coverage and nullify the homeowners insurance policy. If the occupancy status of your home changes, contact your agent. Leased homes require landlords insurance. Vacant homes require a vacant property policy.
No, you are not required to wear a motorcycle helmet in the state of Florida as long as you are 21 years of age and have at least $10,000 in medical insurance coverage.
No, you do not require to insure a vehicle if it is kept on your own property. Insurance is only available for cars that are roadworthy and not those in a garage, do not run etc;
If you are located in a flood zone they are probably obligated to their shareholders and the other people they finance for to assure the stability of the company to make sure that you have flood insurance and property insurance.