0
Does a GA Bank have to have an original copy of the recorded deed?
Wiki User
∙ 9y ago
yes
Wiki User
∙ 9y ago
In Georgia, a bank typically needs the original recorded deed to ensure that the property is properly transferred and that they have a valid security interest. Having the original document provides proof of ownership rights and protects the bank's interests in case of any disputes or legal issues. It is important for the bank to have the original copy for their records and legal compliance.
Add your answer:
Earn +20 pts
How do you obtain a copy of a life estate contract in Texas?
To obtain a copy of a life estate contract in Texas, you can try contacting the county recorder's office where the property is located. They may have a copy of the recorded document. Alternatively, you can request a copy from the individual or entity who created the life estate contract.
Is deed a common noun?
Yes, "deed" is a common noun. It refers to an action or achievement that is typically recorded or documented.
Is a Gift Deed or a Deed of Gift an instrument used to convey property from a father to his son?
Yes, a Gift Deed or Deed of Gift is a legal document used to transfer ownership of property from one person to another as a gift without any exchange of money. In this case, a father can use a Gift Deed to give property to his son.
What is a palindrome for a paper show legal ownership of property?
Deed.
What is the plural of deed?
The plural of deed is deeds.
Do the bank have a right to destroy your house deeds?
NO. The bank has no such "right". You can obtain a copy of your deed from the land records office where it was originally recorded.NO. The bank has no such "right". You can obtain a copy of your deed from the land records office where it was originally recorded.NO. The bank has no such "right". You can obtain a copy of your deed from the land records office where it was originally recorded.NO. The bank has no such "right". You can obtain a copy of your deed from the land records office where it was originally recorded.
Is a copy of a deed valid when you do not have the orginial?
You can obtain a certified copy at the land records office. It will serve any purpose as well as the original of the recorded deed.You can obtain a certified copy at the land records office. It will serve any purpose as well as the original of the recorded deed.You can obtain a certified copy at the land records office. It will serve any purpose as well as the original of the recorded deed.You can obtain a certified copy at the land records office. It will serve any purpose as well as the original of the recorded deed.
Can your ex partner hold your deeds to your own property?
As long as the deeds were recorded in the land records all you need to do is visit the land records office and request a certified copy. You don't need the original deed to prove ownership as long as the deed was duly recorded.As long as the deeds were recorded in the land records all you need to do is visit the land records office and request a certified copy. You don't need the original deed to prove ownership as long as the deed was duly recorded.As long as the deeds were recorded in the land records all you need to do is visit the land records office and request a certified copy. You don't need the original deed to prove ownership as long as the deed was duly recorded.As long as the deeds were recorded in the land records all you need to do is visit the land records office and request a certified copy. You don't need the original deed to prove ownership as long as the deed was duly recorded.
Were is a warranty deed physically located?
The original should have been returned to the Grantee on the deed. Hopefully the original was also recorded in the county where the property is located. If so, then the County Clerk's office will have an official copy of it, and anyone can obtain either a "plain" copy or a "certified" copy.
Should I receive a new title after filing a quitclaim deed?
Title to real property is evidenced by a deed in a recorded land system. Once the deed is recorded and entered into the local land records system (books and /or computer) the original is returned to you. Even if that original is lost you can always obtain a copy at the land records office once the deed has been recorded.
What happens when your bank loses your house title deeds?
The deed must have been recorded. You can obtain a copy at the land registry office.
What do you do if you lose the original deed to your house and other copy is in your dead parents name?
Obtain a copy from the office where land records are filed. If the deed was recorded you don't need the original. If you didn't record the deed then you have a big problem. If the record title is still in your deceased parents' names then you will need to file a probate petition to acquire legal title.
If you lost a registered deed to the property will that cause a problem?
Generally, a lost deed will not cause a problem as long as the deed was filed in the land records office. A deed is executed to transfer ownership of property to the grantee. Recording the deed in the land records provides permanent proof of the transfer of ownership. In a subsequent sale of the property the original deed does not have to be produced since the title will be checked in the land records. The recorded copy of the deed will suffice as proof of ownership. Once a deed has been recorded you can obtain a copy for a nominal fee. The only time a lost deed can cause a problem is when it was not recorded. See link.How_long_is_an_unrecorded_deed_valid
Do you need a certified copy of your deed?
Certified copies of your deed are usually requested for some legal transaction such as a sale or mortgage or evidence in a court case. Entities who don't have access to the land records usually will request certified copies of land records to make certain the documents are complete.
How do you get a deed for property you own?
A deed is delivered from the seller to the buyer at the closing. At the time of your purchase, if you were represented by an attorney, your deed was recorded in the land records and the original was mailed back to you. If your original is lost, you can obtain a copy at the land records office for a nominal fee. In Massachusetts the land records are available online in most counties and you can print a copy from your home computer. If your deed was not recorded then you must find it and record it in the land records. If you can't find it then you have no proof that you own the property. If you inherited the property. The decedent's estate must be probated in order for legal title to pass to you. Although the probate records will show your legal title to the property, the attorney who handled the estate can draft a proper deed for you than can be recorded in the land records.
When does the bank give you the deed to your house?
You should get the deed to your property at the closing and it should be recorded immediately. Some land records offices scan it and return it immediately, others take longer to get the information into their systems and will mail it back within a few weeks. Some registered land systems keep the original in their files. You can obtain a copy from wherever the deed was record.
What would happen if a deed of gift was lost or mislaid?
Generally there would be no problem as long as the deed was recorded in the land records. If the original is lost you can get a copy at the land records office. If the deed was never recorded then you have a serious problem, especially if the grantor has died. Generally, in that case the owner's estate would need to be probated and the propery would pass to their heirs at law unless that deed is found and recorded. If the owner is still living they should execute another deed and it should be recorded immediately.
