== == No. A driver should never notify his insurance company about a speeding ticket. The burden is on the insurance company to check your record and adjust the rates. Also, a North Carolina speeding ticket will not apply to your New York license. New York is one of the few states left that does not accept speeding tickets from any state. The only out of state ticket that will count against your NY license is in the province of Ontario. == == Just to add..............If you don't tell the insurer about ALL your CONVICTIONS, in ANY jurisdiction, they can legally cut you off, because you lied/obfuscated/covered it up. And once one company cuts you off, you will have a very hard time getting ANY insurance coverage at all. Do I have to tell you that ALL insurance companies TALK to each other about bad risk drivers?
Very few. Almost all insurance companies will not approve a driver with more than two speeidng tickets on his record. This applies to any business, not just trucking companies. It is not the company, it is the insurance carrier. It always pay to contest a speeding ticket if you drive a company vehicle.
a speeding ticket is a speeding ticket! yes
When a speeding citation is given, it is given to the driver... not the owner of the vehicle nor the person (or company) who is insuring the vehicle. Therefore, the driver's insurance and driving record will reflect the charge. If this person was driving a company vehicle (and therefore insurance paid by the company) then the companies insurance policy COULD be affected but not always. The cost of corporate insurance policies that cover multiple vehicle and/or drivers are determined by many factors such as # of vehicles, types of vehicles, company claim history, # of drivers and ages there of. Most companies must report their drivers information to the insurance company which will then check the drivers records which will then allow the insurance company to 'rate that driver' and asses a cost for insuring that driver. Some companies will refuse employ drivers with too many moving violations... or not let them drive company vehicles. I hope the answered your question.
A speeding ticket in Tennessee can affect your South Carolina driving license. South Carolina can choose to fine the driver, or suspend their license.
No. Speeding tickets are issued to the driver not the vehicle.
If a person that is not covered by the insurance of the car being driven is given a ticket, the driver is responsible for the ticket. The insurance company that covers the car can tell the owner what affect it may or may not have for the policy owner.
The fact that a driver gets a speeding ticket has nothing to do with the owner of the car(unless it's the speeders.) The vehicle owner's insurance company will never know about the ticket, but your's will (or your parents) if you're a minor and insured under your parent's insurance. However, if there's a reportable accident involved with the speeding ticket, then the owner of the vehicle,(I'm speaking only for New York State, not sure about others), will be considered responsible for the accident, since the insurance company will now know, but the speeding goes with the driver.
Yes. There is a difference between driver's license points and insurance points. Anything that is on your MVR can raise your insurance rates.
Yes, you are generally covered if you are caught speeding in any car as long as your driver's license is valid, your insurance is up to date, and you were not intoxicated. Your insurance covers you as a driver.
You will be cited for driving without insurance and the other driver being at fault, him and his insurance are still liable for damages.
He gets an insurance discount.
Yes, Tickets for speeding and careless driving such as ignoring red lights, posted speeds and ignoring other drivers responsibilities such as licensing and insurance could indicate to an insurance company that you are a negligent high risk driver and will likely result in high auto insurance rates for you.