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Does a collection agency have to accept a payment for a medical bill regardless of how small the payment is?
Wiki User
∙ 12y ago
Sure would like to know myself ... just got a call from a collection agency telling me that i owe 95.00 from June of 1999... no info about patient...only a date. not even a doctors name. They are rude and relentless ... what do i do ???? help me !! Jane
Wiki User
∙ 12y ago
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What if collection agency won't accept payment that amount to 25 percent per month of the full debt?
By federal law and most collection agencies' policies, partial payments are not manditorily accpeted. Collection agencies are not required by law to accept anything less than payment in full. If the agency has refused 25% monthly of the full amount to be paid in full in four months, I reommend sending the payment with an explanation of this to the original creditor. Chances are your payment and arrangements will be accepted.
If a medical bill was sent to an agency but they refused to take payment are you still held responsible for that bill?
A collection agency/creditor does not have to accept any payment amount rendered unless the terms were included in a written contract. The refusal of the agency to accept the payment does not invalidate the debt the full amount is still owed by the borrower/debtor. Call them and get more information as to why it was not accepted. Keep asking until you fully understand what the issue is. Be sure you get a paid receipt for your files once you get it resolved.
When was The Collection - Accept album - created?
The Collection - Accept album - was created in 1979.
Do emergency medical clinics usually require insurance?
No, emergency medical clinics will usually accept a patient regardless of insurance. However, if you do have health coverage it is your responsibiltiy to present your information.
Can a collection agency refuse to accept a check or money order for payment?
Generally any payment you send will be applied to your account. However if you are trying to send less than what you owe and marking it as "payment in full" or something similar it will more than likely be returned to you.
How do you handle the remaining debt to avoid garnishment once your credit is cleared?
If you can't pay off the debt in full, you can offer a payment agreement to the collection company. If they accept, you will have to pay as agreed to avoid further collection action and/or garnishment.
Do you need to have a bachlors degree to be a pediatrician?
Technically you don't need a bachelor's degree to be accepted into medical school, but in practice no medical school will accept an applicant who has not graduated college. But regardless, you still have to graduate from medical school and then from an accredited residency program.
Can you negotiate with collection agencies without making a one time payment or is this the only way to make a deal with them?
Some collection agencies are authorized by their clients to make payment arrangements. Some agency actually purchase the debt and will or won't make arrangements. It is up to the individual agencies and their policies. Your best option is to contact the original creditor, explain why you fell behind, be very apologetic, and ask for payment arrangements. Legally, they are not required to accept payments once you fall delinquent. They do not even have to accept partial payments.
If you offer to make payments on a credit card debt to a collection agency can they say no and garnish your pay?
Yes. They are under no obligation to accept anything but payment in full. There are agencies that will accept a payment plan rather than use legal procedures. Especially if the state of residency does not allow creditors to recover legal expenses involved in a lawsuit.
If you cant make your full car payment does the lender have to accept what you can pay?
No, but if they accept any payment, they cannot begin the repossession proccess
If a debt goes to a collection agency what payment plans are acceptable?
Pay what you can/want- $5.00/month- If the debt is large enough, they may take you to court over it, but not likely. They will use all kinds of scare tactics, though. Once a debt goes into default, the entire balance is due. The original payment terms no longer apply. A collection agency, junk debt buyer, factoring company or any other creditor no longer has to accept payment of any kind. If they do, it is within their own discretion. There are also interest charges allowable under state law and well as the contract that orignally established the debt. Should a collection agency agree to accept partial payment(s) on the debt, such a decision would be based on business/profit considerations. Sorry to disagree, The CA will not accept a $5.00 payment, never happen. Any agreement should be in written form, signed by both parties.
Can a collection agency reject a payment from you if it is less than the payment for the settlement they asked for?
Yes, a creditor/collector has no legal obligation to accept payment for anything other than the agreed upon amount. The same premise applies to making less than the minimum payment on credit accounts as well, such action would render the agreement null and void and the creditor can legally demand payment in full.
