SEVEN YEARS FROM THE DATE IS WAS PAYED OFF.
Its from the date it was reported to the agency. It will show that paid if it has been paid, but will remian on your credit report for 7years. Usually liens or levys are in my past experince not reported with a credit agency, when they levy an account or a home, it will show up when you want to refi your home, or sell it. Hope this helps. Actually, I believe it's seven years from the date it is satisfied (paid).
Yes, the credit reporting agency can update the Date of Last Activity, Date last Reported, etc... But they cannot change the FCRA compliance date, which is the date the account is supposed to come off your credit report.
The "date reported" or status date, is the date that the listing creditor lasted updated the information on a consumer's credit file. The DLA is the last time the consumer used an account, either by making a charge, making a payment (prior to default), or incurring service. The DLA is the date that triggers the countdown for how long information can show on a credit report and also triggers the statute of limitations (SOL) countdown for how long a consumer can be sued. The status date is the date that affects credit scores.
7 years from the date of first delinquency
items will remain on your credit report 7 years from the date of last activity. What that means is if the account was already 6 years on your report but it was sold to another company it could remain on your report for another 7 years based on activity
It stays on your credit report 7 years from the date of settlement not the date of repossession.
Chapter 7 will stay on your credit report for 10 years from the date bankruptcy was filed. Chapter 13 typically stays on your credit report for 7 years from the date the bankruptcy was filed, however, can remain on your credit report for 10 years.
Its from the date it was reported to the agency. It will show that paid if it has been paid, but will remian on your credit report for 7years. Usually liens or levys are in my past experince not reported with a credit agency, when they levy an account or a home, it will show up when you want to refi your home, or sell it. Hope this helps. Actually, I believe it's seven years from the date it is satisfied (paid).
Yes, the credit reporting agency can update the Date of Last Activity, Date last Reported, etc... But they cannot change the FCRA compliance date, which is the date the account is supposed to come off your credit report.
Date opened date
Ten years from the date of discharge.
It should be removed from the credit report in 2009. A bankruptcy remains on a credit report for ten years from date of discharge.
Bankruptcies are a matter of public record and this is why they appear in credit histories. A Chapter 13 listing will remain on your credit report for seven years from the filing date and a Chapter 7 will remain on the credit report for 10 years from the filing date. The credit report entry will state the bankruptcy was filed and dismissed, not discharged.
Judgments remain on your report 7 years from the filing date
The statute of limitations on accounts reported to your credit history is 7 years from the "date of last activity" on the account. Bankruptcys remain on for 10 years from the date files, Tax Liens 7 years from the date paid. Repossession, P&Ls, Collections, and Foreclosure - 7 years from the date of original delinquincy.
Hard inquiries stay on a credit report for about two years. While they may impact your credit score in the short term, their effect on your score diminishes over time. Multiple hard inquiries within a short period can signal to lenders that you are taking on too much debt.
The judgment should be removed from your credit report 7 years from the date it was entered.