If you are injured in the course of self-employment, YOU alone pay your med bills. If unable to work after a work accident, you earn zero income.
In many states, the self-employed CAN buy WC insurance from the state employment commission to cover those risks.
The workers comp insurance company requires the employer to insure all the employees.
Workers comp insurance has nothing to do with family members. Workers comp insurance is an insurance policy that your employer will have on if in case you get hurt at work.
The employer, the insurance company, your state board of insurance and your state's workers' compensation bureau are all good to contact about Work Comp insurance fraud.
if your employer doesn't have workers comp insurance then you sue the company directly. Find a good lawyer.
the employer usually pays an insurance policy that covers the employee if they need workers comp leave.
It is not possible
This is usually called "Workers' Compensation Insurance", or "Workers' Comp" / "Workmans Comp" for short.
Texas is the only state were an employee does not have to have workers' comp insurance. Instead they can have a private accident insurance plan. But they must have one or the other. AN employer can exclude contract employees from coverage under their plan (at least in Texas). I forget the exact number, but I know if an employer is a small company, I think it may be under 15, then they don't have to have workers comp or an accident plan.
There are many benefits of Liberty Mutual Workers Comp insurance. The best benefits to Liberty Mutual Workers Comp insurance would be the ability to get money when an employee gets injured.
Usually workers comp is less than the Liability Insurance. The Liability is based off of the gross receipts where as the workers comp is the number of employees and their hourly rate.
No, Workers' Compensation Insurance is just for employers. You would have to obtain a commercial policy and possibly run into pre-existing issues.
I need to see who in Texas offers temorary (one month) of Workers comp?