Workers comp insurance has nothing to do with family members. Workers comp insurance is an insurance policy that your employer will have on if in case you get hurt at work.
This is usually called "Workers' Compensation Insurance", or "Workers' Comp" / "Workmans Comp" for short.
The workers comp insurance company requires the employer to insure all the employees.
There are many benefits of Liberty Mutual Workers Comp insurance. The best benefits to Liberty Mutual Workers Comp insurance would be the ability to get money when an employee gets injured.
This page: http://www.ic.nc.gov/ncic/pages/bus&ind.htm explains it. Scroll down to "Q: Where do I get workers’ compensation insurance?" for the information.
It's doubtful they purchase any insurance other than the standard workers comp needed for employees.
Usually workers comp is less than the Liability Insurance. The Liability is based off of the gross receipts where as the workers comp is the number of employees and their hourly rate.
No, Workers' Compensation Insurance is just for employers. You would have to obtain a commercial policy and possibly run into pre-existing issues.
No. Workers' compensation insurance is for injuries incurred while working.
The employer, the insurance company, your state board of insurance and your state's workers' compensation bureau are all good to contact about Work Comp insurance fraud.
Property Liability, Workers Comp.
No. Workers Comp responds to injuries on the job and unemployment responds when you become unemployed.