I live in New Jersey and I know about 20 years ago I had the same problem. I tried to voluntarily give back the car because I could no longer afford it. I called them and even said I would take the car to them, would it help my credit rating a little? They said NO! THEY had to repo it themselves. That stayed with me for 7 years. I hope this helps a little.
Yeah, a repo is an R9, worst derogatory remark possible on credit file. Worse yet, it's on a 'secured' loan, which is future credit problematic. After repo car will be sold at auction and while lender has a 'good faith' duty to recover as much of amount owed on your loan there will be a shortfall you are responsible for.
A repossession is a repossession, no matter if it is voluntary or not. Your credit will be ruined for 7 years.
why doe some people grief differently
A weight training program can affect males and females differently because their bodies are built differently. Typically, men are able to lift more weight, and their bodies are also built differently in their structure.
No, it has the same affect on both genders.
sunlight affect land and water to due the heat.
Absolutely. Repossession, whether voluntary or involuntary, show on your credit report as a charged off account. This designation is similar to a collection account and shows that you did not repay the vehicle loan. Such a listing in your credit report would have a significant negative impact.
Yes, but perhaps not as adversely as an involuntary repossession.
it's all the same whether you turned it in or they picked it up
Yes, there is no difference. A repossession is a repossession.
voluntary motor activity.
It affect the land features because magma can harden in different way and forms differently
The rich finance it, the poor fight it.
Yes it does By Jonathan Thornton
That has to do with gravity and Earth's atmosphere.
No, the heart is an involuntary muscle. You can affect your heart rate through your nervous system but you cannot contract and relax at will your heart muscle as you would your bicep or other voluntary muscle.
It holds it down.
im not sure why but i know that i does affect them in very different ways. im not sure why but i know that i does affect them in very different ways.
-- mass of the vehicle -- speed of the vehicle
its much more painful for woman
The effects are the same for men and women; infertility.
Same as a regular repo. The creditor may still put the repossession on your credit report and it would stay there for up to seven years. Notice the word "may", because it is at the creditor's discretion...
Gender can affect development in a variety of ways. Sometimes one gender can do things such as walking or talking first, and puberty will affect both genders differently.