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Does an employer have to cover an adult child under 26 who can get insurance from their employer?
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Can your employer drop your spouse from your insurance if their employer offers insurance?
Of course, but it is advisable not to do that as she can have double cover. Need to check what kind of coverage your employer has given you. If its a floating family cover, in case you use up the full cover she can then opt to use her cover.
What should employers liability insurance cover?
Employer's liability insurance exists to protect an employer from an employee's insurance claims from conditions resulting from work. The insurance should cover medical costs and some lost wages.
Can your insurance cover you driving your employers car?
To whom it may concern, Normally, your insurance will not cover you driving your employer's car. Your employer normally or should carry insurance on their company cars. Best Regards, "T"
Are parents responsible for adult children without medical insurance in ma?
Some medical insurance plans will cover an adult child up to about age 24 under certain circumstances. Some plans will cover them if they are in college, living at home or are permanent dependents of the parents.
If while I was married my wife had a child and I am not the father do I have to cover this child on my employer's insurance?
If your name is on the child's birth certificate as the father or you have sense assumed parental responsibilities for that child, then you may be required to cover the child regardless of biological paternity. This can be challenged by filing an appeal to have your name removed from the birth certificate if you wish.
Can you just cover your child for medical insurance if you have had cancer?
Yes, you can purchase a child-only health insurance policy. Depending upon what state you live in, these may be available only during an annual open enrollment period. If you are part of an employer group health plan, you will generally have to enroll yourself as well as the child. The employer plan will cover your cancer-related care, after you have been on their plan for 12 months. Or it will cover it right away, if you have not had more than a 63-day gap in your health insurance. For more plain and simple answers to health insurance questions, visit the Health Unsurance blog in the related link.
Are you liable for any unpaid copay charges on your 18.5 yr old stepson who lives with his girlfriend?
If you live in a state where an 18 year old is a legal adult then that adult is legally responsible for himself or herself. He or she is responsible for his own debts and liabilities. You are not liable for co-pays on his medical bills. If you are covering your adult child on your health insurance you are responsible to pay the premiums. If you choose not to cover your adult child on your health insurance plan you are not required to keep him or her covered under your plan. He or she is responsible to obtain their own health insurance plan if you choose not to put him on your plan. Most insurance plans will not place an adult child on your insurance plan if he or she is not attending school....and there can be restrictions on the amount of classes a student is taking to qualify to stay on your health insurance plan. Any adult child living in your home you are not legally responsible to provide health insurance, pay his or her bills or medical bills. You are even legally allowed to charge that adult child for expenses incurred by him or her.
Does homeowners insurance cover your child damaging the neighbors vehicle?
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Will your auto insurance cover your child?
If you add the child as a driver on the policy.
What if your employer drops my insurance but i have insurance with wifes insurance would the cover me for health and medicine. insurance?
If you are currently covered on your wife's health Insurance as well you should be fine.
How long is a parent responsible for health insurance in Wisconsin?
When the child reaches age 18, he is legally considered to be an adult in Wisconsin. A hospital or doctor could not pursue you to pay the child's medical bills. There are other ways that a parent could be held responsible for an 18-year-old's medical care. For example, if the parent had been court-ordered to provide health insurance as part of a child support order. Under health reform, a parent can keep a child on his health insurance until the child reaches age 26. Some plans will not allow you to keep the child on your plan if the child has an employer-sponsored plan offered to him. And you cannot cover your child's spouse or children on your plan.
Is there supplemental disability insurance?
Yes, and it's recommended to add supplemental disability insurance to cover closer to 100% of your income. If you have disability insurance through your employer, your benefit will be capped at 66% of your income. The benefit received from a group disability policy (through your employer) is taxable. Supplemental disability insurance benefits are not taxable. You can add Catastrophic rider on an individual disability insurance policy, to cover up to 100% of your income in combination with your existing employer group DI.
